{"id":1119,"date":"2024-02-10T10:31:48","date_gmt":"2024-02-10T10:31:48","guid":{"rendered":"https:\/\/iclswiss.com\/?page_id=1119"},"modified":"2025-09-30T10:49:00","modified_gmt":"2025-09-30T09:49:00","slug":"service","status":"publish","type":"page","link":"https:\/\/adminvestorbv.com\/?page_id=1119","title":{"rendered":"Service"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1119\" class=\"elementor elementor-1119\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e43c072 e-con-full e-flex e-con e-parent\" data-id=\"e43c072\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;,&quot;background_background&quot;:&quot;classic&quot;,&quot;position&quot;:&quot;fixed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t<div class=\"elementor-element elementor-element-67dab86 elementor-widget elementor-widget-shortcode\" data-id=\"67dab86\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1128\" class=\"elementor elementor-1128\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79e1e7e e-flex e-con-boxed e-con e-parent\" data-id=\"79e1e7e\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-03b4bcd e-con-full e-flex e-con e-child\" data-id=\"03b4bcd\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-99382ce elementor-widget elementor-widget-site-logo\" data-id=\"99382ce\" data-element_type=\"widget\" data-settings=\"{&quot;align&quot;:&quot;center&quot;,&quot;width&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;width_tablet&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;width_mobile&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;space&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;space_tablet&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;space_mobile&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;image_border_radius&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;image_border_radius_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;image_border_radius_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;caption_padding&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;caption_padding_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;caption_padding_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;caption_space&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;caption_space_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;caption_space_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"site-logo.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"hfe-site-logo\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<a data-elementor-open-lightbox=\"\"  class='elementor-clickable' href=\"https:\/\/adminvestorbv.com\">\n\t\t\t\t\t\t\t<div class=\"hfe-site-logo-set\">           \n\t\t\t\t<div class=\"hfe-site-logo-container\">\n\t\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"hfe-site-logo-img elementor-animation-\"  src=\"https:\/\/adminvestorbv.com\/wp-content\/uploads\/elementor\/thumbs\/cropped-asb-1-rciiiw54cmjyksn1u4zunhuhz4gw3wkb8wk6zuk29g.png\" alt=\"default-logo\"\/>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>  \n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6b084e2 e-con-full e-flex e-con e-child\" data-id=\"6b084e2\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-cc3c672 e-con-full e-flex e-con e-child\" data-id=\"cc3c672\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3fad653 hfe-nav-menu__align-right hfe-submenu-icon-arrow hfe-submenu-animation-none hfe-link-redirect-child hfe-nav-menu__breakpoint-tablet elementor-widget elementor-widget-navigation-menu\" data-id=\"3fad653\" data-element_type=\"widget\" data-settings=\"{&quot;padding_horizontal_menu_item&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;padding_horizontal_menu_item_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;padding_horizontal_menu_item_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;padding_vertical_menu_item&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:15,&quot;sizes&quot;:[]},&quot;padding_vertical_menu_item_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;padding_vertical_menu_item_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;menu_space_between&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;menu_space_between_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;menu_space_between_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;menu_row_space&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;menu_row_space_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;menu_row_space_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;dropdown_border_radius&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;dropdown_border_radius_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;dropdown_border_radius_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;width_dropdown_item&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;220&quot;,&quot;sizes&quot;:[]},&quot;width_dropdown_item_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;width_dropdown_item_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;padding_horizontal_dropdown_item&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;padding_horizontal_dropdown_item_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;padding_horizontal_dropdown_item_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;padding_vertical_dropdown_item&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:15,&quot;sizes&quot;:[]},&quot;padding_vertical_dropdown_item_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;padding_vertical_dropdown_item_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;distance_from_menu&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;distance_from_menu_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;distance_from_menu_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;toggle_size&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;toggle_size_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;toggle_size_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;toggle_border_width&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;toggle_border_width_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;toggle_border_width_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;toggle_border_radius&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;toggle_border_radius_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;toggle_border_radius_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"navigation-menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"hfe-nav-menu hfe-layout-horizontal hfe-nav-menu-layout horizontal hfe-pointer__none\" data-layout=\"horizontal\">\n\t\t\t\t<div role=\"button\" class=\"hfe-nav-menu__toggle elementor-clickable\">\n\t\t\t\t\t<span class=\"screen-reader-text\">Menu<\/span>\n\t\t\t\t\t<div class=\"hfe-nav-menu-icon\">\n\t\t\t\t\t\t<svg aria-hidden=\"true\"  class=\"e-font-icon-svg e-fas-align-justify\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M432 416H16a16 16 0 0 0-16 16v32a16 16 0 0 0 16 16h416a16 16 0 0 0 16-16v-32a16 16 0 0 0-16-16zm0-128H16a16 16 0 0 0-16 16v32a16 16 0 0 0 16 16h416a16 16 0 0 0 16-16v-32a16 16 0 0 0-16-16zm0-128H16a16 16 0 0 0-16 16v32a16 16 0 0 0 16 16h416a16 16 0 0 0 16-16v-32a16 16 0 0 0-16-16zm0-128H16A16 16 0 0 0 0 48v32a16 16 0 0 0 16 16h416a16 16 0 0 0 16-16V48a16 16 0 0 0-16-16z\"><\/path><\/svg>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<nav class=\"hfe-nav-menu__layout-horizontal hfe-nav-menu__submenu-arrow\" data-toggle-icon=\"&lt;svg aria-hidden=&quot;true&quot; tabindex=&quot;0&quot; class=&quot;e-font-icon-svg e-fas-align-justify&quot; viewBox=&quot;0 0 448 512&quot; xmlns=&quot;http:\/\/www.w3.org\/2000\/svg&quot;&gt;&lt;path d=&quot;M432 416H16a16 16 0 0 0-16 16v32a16 16 0 0 0 16 16h416a16 16 0 0 0 16-16v-32a16 16 0 0 0-16-16zm0-128H16a16 16 0 0 0-16 16v32a16 16 0 0 0 16 16h416a16 16 0 0 0 16-16v-32a16 16 0 0 0-16-16zm0-128H16a16 16 0 0 0-16 16v32a16 16 0 0 0 16 16h416a16 16 0 0 0 16-16v-32a16 16 0 0 0-16-16zm0-128H16A16 16 0 0 0 0 48v32a16 16 0 0 0 16 16h416a16 16 0 0 0 16-16V48a16 16 0 0 0-16-16z&quot;&gt;&lt;\/path&gt;&lt;\/svg&gt;\" data-close-icon=\"&lt;svg aria-hidden=&quot;true&quot; tabindex=&quot;0&quot; class=&quot;e-font-icon-svg e-far-window-close&quot; viewBox=&quot;0 0 512 512&quot; xmlns=&quot;http:\/\/www.w3.org\/2000\/svg&quot;&gt;&lt;path d=&quot;M464 32H48C21.5 32 0 53.5 0 80v352c0 26.5 21.5 48 48 48h416c26.5 0 48-21.5 48-48V80c0-26.5-21.5-48-48-48zm0 394c0 3.3-2.7 6-6 6H54c-3.3 0-6-2.7-6-6V86c0-3.3 2.7-6 6-6h404c3.3 0 6 2.7 6 6v340zM356.5 194.6L295.1 256l61.4 61.4c4.6 4.6 4.6 12.1 0 16.8l-22.3 22.3c-4.6 4.6-12.1 4.6-16.8 0L256 295.1l-61.4 61.4c-4.6 4.6-12.1 4.6-16.8 0l-22.3-22.3c-4.6-4.6-4.6-12.1 0-16.8l61.4-61.4-61.4-61.4c-4.6-4.6-4.6-12.1 0-16.8l22.3-22.3c4.6-4.6 12.1-4.6 16.8 0l61.4 61.4 61.4-61.4c4.6-4.6 12.1-4.6 16.8 0l22.3 22.3c4.7 4.6 4.7 12.1 0 16.8z&quot;&gt;&lt;\/path&gt;&lt;\/svg&gt;\" data-full-width=\"yes\">\n\t\t\t\t\t<ul id=\"menu-1-3fad653\" class=\"hfe-nav-menu\"><li id=\"menu-item-1126\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-home parent hfe-creative-menu\"><a href=\"https:\/\/adminvestorbv.com\/\" class = \"hfe-menu-item\">Home<\/a><\/li>\n<li id=\"menu-item-1125\" class=\"menu-item menu-item-type-post_type menu-item-object-page parent hfe-creative-menu\"><a href=\"https:\/\/adminvestorbv.com\/?page_id=1111\" class = \"hfe-menu-item\">Broker<\/a><\/li>\n<li id=\"menu-item-1124\" class=\"menu-item menu-item-type-post_type menu-item-object-page parent hfe-creative-menu\"><a href=\"https:\/\/adminvestorbv.com\/?page_id=1113\" class = \"hfe-menu-item\">Wealth<\/a><\/li>\n<li id=\"menu-item-1123\" class=\"menu-item menu-item-type-post_type menu-item-object-page parent hfe-creative-menu\"><a href=\"https:\/\/adminvestorbv.com\/?page_id=1115\" class = \"hfe-menu-item\">Interest<\/a><\/li>\n<li id=\"menu-item-1122\" class=\"menu-item menu-item-type-post_type menu-item-object-page parent hfe-creative-menu\"><a href=\"https:\/\/adminvestorbv.com\/?page_id=1117\" class = \"hfe-menu-item\">Credit<\/a><\/li>\n<li id=\"menu-item-1121\" class=\"menu-item menu-item-type-post_type menu-item-object-page parent hfe-creative-menu\"><a href=\"https:\/\/adminvestorbv.com\/?page_id=1119\" class = \"hfe-menu-item\">Service<\/a><\/li>\n<\/ul> \n\t\t\t\t<\/nav>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-987deec e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"987deec\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3694013 elementor-align-right elementor-widget elementor-widget-button\" data-id=\"3694013\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/client.adminvestorbv.com\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Login<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee52fcc elementor-align-right elementor-widget elementor-widget-button\" data-id=\"ee52fcc\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/client.adminvestorbv.com\/signup\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Open account<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-09c2d41 e-flex e-con-boxed e-con e-parent\" data-id=\"09c2d41\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a70e1b7 e-flex e-con-boxed e-con e-child\" data-id=\"a70e1b7\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-164c979 elementor-widget elementor-widget-heading\" data-id=\"164c979\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.19.0 - 07-02-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h3 class=\"elementor-heading-title elementor-size-default\">Scalable Broker FAQ<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0ac5291 elementor-widget elementor-widget-heading\" data-id=\"0ac5291\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Find answers to the most frequently\nasked questions about the ADM Broker.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-79ef2b1 e-flex e-con-boxed e-con e-child\" data-id=\"79ef2b1\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7c698c0 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"7c698c0\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/iclswiss.com\/wp-content\/plugins\/elementor\/assets\/css\/widget-icon-list.min.css\">\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Account opening<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Securities account management<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Trading<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Savings plan<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Costs<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Derivatives<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Complaint<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fcf4869 e-flex e-con-boxed e-con e-parent\" data-id=\"fcf4869\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-99ba1b2 e-flex e-con-boxed e-con e-child\" data-id=\"99ba1b2\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-36753db e-flex e-con-boxed e-con e-child\" data-id=\"36753db\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ff1658b elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-heading\" data-id=\"ff1658b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Account opening<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-82f1545 elementor-widget elementor-widget-genix-faq\" data-id=\"82f1545\" data-element_type=\"widget\" data-widget_type=\"genix-faq.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\r\n        <script>\r\n            jQuery(document).ready(function($) {\r\n\r\n                AOS.init();\r\n\r\n            });\r\n        <\/script>\r\n\r\n        \r\n            <div class=\"service-details__faq\">\r\n                <div class=\"faq\">\r\n                    <div class=\"faq__wrapper\">\r\n                        <div class=\"accordion accordion--style1\" id=\"faqAccordion3515170387\">\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq03515170387\">\r\n                                        <button class=\"accordion__button accordion__button--style2 \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody03515170387\" aria-expanded=\"false\" aria-controls=\"faqBody03515170387\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                Which order types are available?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody03515170387\" class=\"accordion-collapse collapse show\" aria-labelledby=\"faq03515170387\" data-bs-parent=\"#faqAccordion3515170387\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">Limit order: With this order, a limit price can be defined. The order will only be executed at this predefined price or better. This way, you can protect yourself against sudden price jumps. Due to the limit, there is a possibility that the order can be executed partially or not at all. The limit order is valid for 360 days. During this period, it can be cancelled at any time, provided that not all ordered items have been executed.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq13515170387\">\r\n                                        <button class=\"accordion__button accordion__button--style2 collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody13515170387\" aria-expanded=\"false\" aria-controls=\"faqBody13515170387\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                How can I adjust or cancel a savings plan?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody13515170387\" class=\"accordion-collapse collapse \" aria-labelledby=\"faq13515170387\" data-bs-parent=\"#faqAccordion3515170387\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">To adjust a savings plan, click on the security with the savings plan that you want to adjust. On the overview page of the security, click on the current savings plan displayed below the chart (in the app) or on the top right of the screen (in the web browser). Change your desired amount, execution date, frequency and inflation adjustment and click on \"Set up savings plan\" to confirm.\n<br \/>\n<br \/>\nTo adjust the execution date and frequency of a savings plan, click on the security with the savings plan that you want to adjust. On the overview page of the security, click on the current savings plan displayed below the chart (in the app) or on the top right of the screen (in the web browser). Change the execution date and frequency, and click on \"Set up savings plan\" to confirm.\n<br \/>\n<br \/>\nTo suspend a savings plan, click on the desired security. On the overview page of the security, click on the displayed savings plan, e.g. \"50 euros monthly\". If you are in the mobile app, your savings plan will be displayed below the chart, in the desktop version you will find it at the top right. Click on \"Delete savings plan\" here to deactivate the savings plan. A very short-term deactivation of a savings plan may no longer be processed. Of course, you can reset the savings plan at any time.\n<br \/>\n<br \/>\nTo add or remove inflation adjustment, click on the security with the savings plan that you want to adjust. On the overview page of the security, click on the current savings plan displayed below the chart (in the app) or on the top right of the screen (in the web browser). Add a percentage value by which the savings plan rate should increase over time or click on \u201cInactive\u201d if you would like to remove it and click on \"Set up savings plan\" to confirm.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq23515170387\">\r\n                                        <button class=\"accordion__button accordion__button--style2 collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody23515170387\" aria-expanded=\"false\" aria-controls=\"faqBody23515170387\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                Will I receive a tax certificate at the end of the year?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody23515170387\" class=\"accordion-collapse collapse \" aria-labelledby=\"faq23515170387\" data-bs-parent=\"#faqAccordion3515170387\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">If you are liable to pay tax in Germany, you will receive an annual tax certificate for your securities account and your clearing account, on condition that you have carried out tax-relevant transactions in the year.\n<br \/>\n<br \/>\nThis will usually be provided to you electronically for the respective past year by the end of April of the following year. You will find it in the mailbox of your Scalable client area.\n<br \/>\n<br \/>\nIf you're using our wealth management with securities account management via ING, you will receive your annual tax certificate by the end of April in your mailbox in ING's internet banking.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq33515170387\">\r\n                                        <button class=\"accordion__button accordion__button--style2 collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody33515170387\" aria-expanded=\"false\" aria-controls=\"faqBody33515170387\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                How can I set up or change my tax allowance?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody33515170387\" class=\"accordion-collapse collapse \" aria-labelledby=\"faq33515170387\" data-bs-parent=\"#faqAccordion3515170387\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">With an exemption order, you instruct your bank to exempt accruing investment income from automatic tax deduction. Without this order, the bank will pay 25 % capital gains tax as well as 5.5 % solidarity surcharge and, if applicable, church tax to the tax office.\n<br \/>\n<br \/>\nThe statutory maximum limits for an exemption order of an individual are 1,000 euros and 2,000 euros for a joint exemption order of a married couple or registered partner.\n<br \/>\n<br \/>\nTo set up or change an exemption order, please log into your personal client area on our website and open the \"Profile\" menu item. In the \"Taxes\" section, you can set up or change your exemption order.\n<br \/>\n<br \/>\nPlease note: In the case of a joint exemption order, the maximum amount of 2,000 euros may not be split between both accounts, as the custodian bank would otherwise be unable to process the orders. The joint exemption order can only be set up on one account and will also be applied to the spouse's account in the Baader Bank system.\n<br \/>\n<br \/>\nAn exemption order that has been set up applies to all your business relationships with the custodian bank. For example, if you have asset management with us and securities account management with Baader Bank, the exemption order set up for this will also apply to Scalable Broker and other relationships with the custodian bank. The display in your personal client area shows you the entire exemption order deposited with the custodian bank.\n<br \/>\n<br \/>\nPlease submit your exemption order before the end of the current year. Exemption orders are always valid from 1 January of the current year or from the beginning of the business relationship.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq43515170387\">\r\n                                        <button class=\"accordion__button accordion__button--style2 collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody43515170387\" aria-expanded=\"false\" aria-controls=\"faqBody43515170387\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                What are the total costs of the Scalable Broker?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody43515170387\" class=\"accordion-collapse collapse \" aria-labelledby=\"faq43515170387\" data-bs-parent=\"#faqAccordion3515170387\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">You have the choice between three plans:\n<br \/>\n<br \/>\nFREE Broker:\nAll savings plans on shares, ETFs and other exchange-traded products (ETP) as well as buys with an order volume of 250 euros or more in all products of our ICLSWISS partners Invesco, iShares by BlackRock and DWS Xtrackers (Xetra trades excluded) are free of charge1. For all other trades on gettex, order fees of 0.99 euros apply1. For sales of PRIME ETFs, fees of 0.99 euros are charged in the FREE Broker1.\n<br \/>\n<br \/>\nICLSWISS Broker:\nFor 2.99 euros per month (billed annually at 35.88 euros), in addition to savings plans without order fees on shares, ETFs and other exchange-traded products (ETP), you receive an unlimited number of trades on gettex without order fees from 250 euros order volume1. Trades below 250 euros cost 0.99 euros on gettex1. With the PRIME Broker, Crypto ETPs are subject to a reduced spread surcharge (see below) in trading and in the savings plan. You also receive better conditions for real-time payment with Instant (0.69 %). You can also create as many portfolio groups and price alerts as you wish.\n<br \/>\n<br \/>\nICLSWISS Broker:\nWith PRIME+ Broker, you enjoy all the benefits of ICLSWISS Broker with flexible monthly payments of just 4.99 euros per month, plus interest on uninvested balances up to 100,000 euros on your clearing account (2.6 % interest p.a.)2\n<br \/>\n<br \/>\nYou can change to another broker plan at any time free of charge. View all fees per price model.\n<br \/>\n<br \/>\nRegardless of the model you choose:\nGettex trades:\nAll trades on gettex below 250 euros are charged with 0.99 euros order fee. This applies to all our broker plans1.\n<br \/>\n<br \/>\nCan I trade fractions? \nWhich order types are available? \nHow can I adjust or cancel a savings plan? \nWill I receive a tax certificate at the end of the year? \nHow can I set up or change my tax allowance? \nWhat are the total costs of the Scalable Broker? \nYou have the choice between three plans:\n\nFREE Broker:\nAll savings plans on shares, ETFs and other exchange-traded products (ETP) as well as buys with an order volume of 250 euros or more in all products of our PRIME partners Invesco, iShares by BlackRock and DWS Xtrackers (Xetra trades excluded) are free of charge1. For all other trades on gettex, order fees of 0.99 euros apply1. For sales of PRIME ETFs, fees of 0.99 euros are charged in the FREE Broker1.\n\nICLSWISS Broker:\nFor 2.99 euros per month (billed annually at 35.88 euros), in addition to savings plans without order fees on shares, ETFs and other exchange-traded products (ETP), you receive an unlimited number of trades on gettex without order fees from 250 euros order volume1. Trades below 250 euros cost 0.99 euros on gettex1. With the PRIME Broker, Crypto ETPs are subject to a reduced spread surcharge (see below) in trading and in the savings plan. You also receive better conditions for real-time payment with Instant (0.69 %). You can also create as many portfolio groups and price alerts as you wish.\n\nICLSWISS Broker:\nWith ICLSWISS Broker, you enjoy all the benefits of PRIME Broker with flexible monthly payments of just 4.99 euros per month, plus interest on uninvested balances up to 100,000 euros on your clearing account (2.6 % interest p.a.)2.\n\nYou can change to another broker plan at any time free of charge. View all fees per price model.\n\nRegardless of the model you choose:\nGettex trades:\nAll trades on gettex below 250 euros are charged with 0.99 euros order fee. This applies to all our broker plans1.\n\nXetra trades:\nFor order execution via the Xetra stock exchange, all clients incur a fee of 3.99 euros per trade plus a trading venue fee (0.01 % of the order volume, min. 1.50 euros), regardless of the pricing model1.\n<br \/>\n<br \/>\nCrypto spread surcharge:\nIn addition to the above fees, the spread surcharge applies for each execution of a savings plan or trade in a crypto ETP. This amounts to 0.99% of the executed savings plan or order volume for FREE Broker clients or 0.69% of the executed savings plan or order volume for PRIME Broker and PRIME+ Broker clients1.\nAny spread surcharges incurred will be displayed to you under \"Cost information\" prior to the placement of trading orders or when setting up or changing a savings plan.\n<br \/>\n<br \/>\nProduct costs for crypto ETPs\nOngoing product costs are incurred for trading in crypto ETPs1.\n<br \/>\n<br \/>\nReal-time payments via Instant:\nReal-time payments via Instant cost 0.99% in the FREE Broker model, and only 0.69% of the deposit amount in PRIME Broker and PRIME+ Broker. The following applies to every deposit: From 5,000 euros, every additional euro is free of charge.\n<br \/>\n<br \/>\nThere are no additional costs such as securities account fees, flat-rate third-party fees, or issue surcharges.\n<br \/>\n<br \/>\nPlease note: There is a reference in the client documentation to an administration fee of 0.75% p.a. This refers exclusively to our separate product, \"wealth management.\" If you only use our broker, this fee is not relevant for you.\n<br \/>\n<br \/>\nView list of all possible fees of the Scalable Broker by model.\n<br \/>\n<br \/>\n1 ICLSWISS Broker \/ ICLSWISS+ Broker: 0 euros for trades from 250 euros volume, below 0.99 euros.\nFREE Broker: 0 euros for purchases of ICLSWISS ETFs (all ETFs from Invesco, iShares, Xtrackers) from 250 euros volume, 0.99 euros for other trades.\nAll broker plans: 0 euros for savings plan executions. Product costs, spreads, inducements and crypto fees may apply. Learn more.\n<br \/>\n<br \/>\n2 Conditions apply scalable.capital\/interest<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                    <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n\r\n        \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8eff787 elementor-hidden-mobile e-flex e-con-boxed e-con e-child\" data-id=\"8eff787\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-758af7e elementor-widget elementor-widget-heading\" data-id=\"758af7e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Account opening<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-eb24c14 e-flex e-con-boxed e-con e-parent\" data-id=\"eb24c14\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a33300c e-flex e-con-boxed e-con e-child\" data-id=\"a33300c\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-825f979 e-flex e-con-boxed e-con e-child\" data-id=\"825f979\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3853ea3 elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-heading\" data-id=\"3853ea3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Securities account management<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-70d2e99 elementor-widget elementor-widget-genix-faq\" data-id=\"70d2e99\" data-element_type=\"widget\" data-widget_type=\"genix-faq.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\r\n        <script>\r\n            jQuery(document).ready(function($) {\r\n\r\n                AOS.init();\r\n\r\n            });\r\n        <\/script>\r\n\r\n        \r\n            <div class=\"service-details__faq\">\r\n                <div class=\"faq\">\r\n                    <div class=\"faq__wrapper\">\r\n                        <div class=\"accordion accordion--style1\" id=\"faqAccordion35386870\">\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq035386870\">\r\n                                        <button class=\"accordion__button accordion__button--style2 \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody035386870\" aria-expanded=\"false\" aria-controls=\"faqBody035386870\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                Which order types are available?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody035386870\" class=\"accordion-collapse collapse show\" aria-labelledby=\"faq035386870\" data-bs-parent=\"#faqAccordion35386870\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">Limit order: With this order, a limit price can be defined. The order will only be executed at this predefined price or better. This way, you can protect yourself against sudden price jumps. Due to the limit, there is a possibility that the order can be executed partially or not at all. The limit order is valid for 360 days. During this period, it can be cancelled at any time, provided that not all ordered items have been executed.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq135386870\">\r\n                                        <button class=\"accordion__button accordion__button--style2 collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody135386870\" aria-expanded=\"false\" aria-controls=\"faqBody135386870\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                How can I adjust or cancel a savings plan?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody135386870\" class=\"accordion-collapse collapse \" aria-labelledby=\"faq135386870\" data-bs-parent=\"#faqAccordion35386870\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">To adjust a savings plan, click on the security with the savings plan that you want to adjust. On the overview page of the security, click on the current savings plan displayed below the chart (in the app) or on the top right of the screen (in the web browser). Change your desired amount, execution date, frequency and inflation adjustment and click on \"Set up savings plan\" to confirm.\n<br \/>\n<br \/>\nTo adjust the execution date and frequency of a savings plan, click on the security with the savings plan that you want to adjust. On the overview page of the security, click on the current savings plan displayed below the chart (in the app) or on the top right of the screen (in the web browser). Change the execution date and frequency, and click on \"Set up savings plan\" to confirm.\n<br \/>\n<br \/>\nTo suspend a savings plan, click on the desired security. On the overview page of the security, click on the displayed savings plan, e.g. \"50 euros monthly\". If you are in the mobile app, your savings plan will be displayed below the chart, in the desktop version you will find it at the top right. Click on \"Delete savings plan\" here to deactivate the savings plan. A very short-term deactivation of a savings plan may no longer be processed. Of course, you can reset the savings plan at any time.\n<br \/>\n<br \/>\nTo add or remove inflation adjustment, click on the security with the savings plan that you want to adjust. On the overview page of the security, click on the current savings plan displayed below the chart (in the app) or on the top right of the screen (in the web browser). Add a percentage value by which the savings plan rate should increase over time or click on \u201cInactive\u201d if you would like to remove it and click on \"Set up savings plan\" to confirm.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq235386870\">\r\n                                        <button class=\"accordion__button accordion__button--style2 collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody235386870\" aria-expanded=\"false\" aria-controls=\"faqBody235386870\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                Will I receive a tax certificate at the end of the year?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody235386870\" class=\"accordion-collapse collapse \" aria-labelledby=\"faq235386870\" data-bs-parent=\"#faqAccordion35386870\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">If you are liable to pay tax in Germany, you will receive an annual tax certificate for your securities account and your clearing account, on condition that you have carried out tax-relevant transactions in the year.\n<br \/>\n<br \/>\nThis will usually be provided to you electronically for the respective past year by the end of April of the following year. You will find it in the mailbox of your Scalable client area.\n<br \/>\n<br \/>\nIf you're using our wealth management with securities account management via ING, you will receive your annual tax certificate by the end of April in your mailbox in ING's internet banking.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq335386870\">\r\n                                        <button class=\"accordion__button accordion__button--style2 collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody335386870\" aria-expanded=\"false\" aria-controls=\"faqBody335386870\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                How can I set up or change my tax allowance?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody335386870\" class=\"accordion-collapse collapse \" aria-labelledby=\"faq335386870\" data-bs-parent=\"#faqAccordion35386870\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">With an exemption order, you instruct your bank to exempt accruing investment income from automatic tax deduction. Without this order, the bank will pay 25 % capital gains tax as well as 5.5 % solidarity surcharge and, if applicable, church tax to the tax office.\n<br \/>\n<br \/>\nThe statutory maximum limits for an exemption order of an individual are 1,000 euros and 2,000 euros for a joint exemption order of a married couple or registered partner.\n<br \/>\n<br \/>\nTo set up or change an exemption order, please log into your personal client area on our website and open the \"Profile\" menu item. In the \"Taxes\" section, you can set up or change your exemption order.\n<br \/>\n<br \/>\nPlease note: In the case of a joint exemption order, the maximum amount of 2,000 euros may not be split between both accounts, as the custodian bank would otherwise be unable to process the orders. The joint exemption order can only be set up on one account and will also be applied to the spouse's account in the Baader Bank system.\n<br \/>\n<br \/>\nAn exemption order that has been set up applies to all your business relationships with the custodian bank. For example, if you have asset management with us and securities account management with Baader Bank, the exemption order set up for this will also apply to Scalable Broker and other relationships with the custodian bank. The display in your personal client area shows you the entire exemption order deposited with the custodian bank.\n<br \/>\n<br \/>\nPlease submit your exemption order before the end of the current year. Exemption orders are always valid from 1 January of the current year or from the beginning of the business relationship.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq435386870\">\r\n                                        <button class=\"accordion__button accordion__button--style2 collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody435386870\" aria-expanded=\"false\" aria-controls=\"faqBody435386870\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                What are the total costs of the Scalable Broker?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody435386870\" class=\"accordion-collapse collapse \" aria-labelledby=\"faq435386870\" data-bs-parent=\"#faqAccordion35386870\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">You have the choice between three plans:\n<br \/>\n<br \/>\nFREE Broker:\nAll savings plans on shares, ETFs and other exchange-traded products (ETP) as well as buys with an order volume of 250 euros or more in all products of our PRIME partners Invesco, iShares by BlackRock and DWS Xtrackers (Xetra trades excluded) are free of charge1. For all other trades on gettex, order fees of 0.99 euros apply1. For sales of PRIME ETFs, fees of 0.99 euros are charged in the FREE Broker1.\n<br \/>\n<br \/>\nPRIME Broker:\nFor 2.99 euros per month (billed annually at 35.88 euros), in addition to savings plans without order fees on shares, ETFs and other exchange-traded products (ETP), you receive an unlimited number of trades on gettex without order fees from 250 euros order volume1. Trades below 250 euros cost 0.99 euros on gettex1. With the PRIME Broker, Crypto ETPs are subject to a reduced spread surcharge (see below) in trading and in the savings plan. You also receive better conditions for real-time payment with Instant (0.69 %). You can also create as many portfolio groups and price alerts as you wish.\n<br \/>\n<br \/>\nPRIME+ Broker:\nWith PRIME+ Broker, you enjoy all the benefits of PRIME Broker with flexible monthly payments of just 4.99 euros per month, plus interest on uninvested balances up to 100,000 euros on your clearing account (2.6 % interest p.a.)2\n<br \/>\n<br \/>\nYou can change to another broker plan at any time free of charge. View all fees per price model.\n<br \/>\n<br \/>\nRegardless of the model you choose:\nGettex trades:\nAll trades on gettex below 250 euros are charged with 0.99 euros order fee. This applies to all our broker plans1.\n<br \/>\n<br \/>\nCan I trade fractions? \nWhich order types are available? \nHow can I adjust or cancel a savings plan? \nWill I receive a tax certificate at the end of the year? \nHow can I set up or change my tax allowance? \nWhat are the total costs of the Scalable Broker? \nYou have the choice between three plans:\n\nFREE Broker:\nAll savings plans on shares, ETFs and other exchange-traded products (ETP) as well as buys with an order volume of 250 euros or more in all products of our PRIME partners Invesco, iShares by BlackRock and DWS Xtrackers (Xetra trades excluded) are free of charge1. For all other trades on gettex, order fees of 0.99 euros apply1. For sales of PRIME ETFs, fees of 0.99 euros are charged in the FREE Broker1.\n\nPRIME Broker:\nFor 2.99 euros per month (billed annually at 35.88 euros), in addition to savings plans without order fees on shares, ETFs and other exchange-traded products (ETP), you receive an unlimited number of trades on gettex without order fees from 250 euros order volume1. Trades below 250 euros cost 0.99 euros on gettex1. With the PRIME Broker, Crypto ETPs are subject to a reduced spread surcharge (see below) in trading and in the savings plan. You also receive better conditions for real-time payment with Instant (0.69 %). You can also create as many portfolio groups and price alerts as you wish.\n\nPRIME+ Broker:\nWith PRIME+ Broker, you enjoy all the benefits of PRIME Broker with flexible monthly payments of just 4.99 euros per month, plus interest on uninvested balances up to 100,000 euros on your clearing account (2.6 % interest p.a.)2.\n\nYou can change to another broker plan at any time free of charge. View all fees per price model.\n\nRegardless of the model you choose:\nGettex trades:\nAll trades on gettex below 250 euros are charged with 0.99 euros order fee. This applies to all our broker plans1.\n\nXetra trades:\nFor order execution via the Xetra stock exchange, all clients incur a fee of 3.99 euros per trade plus a trading venue fee (0.01 % of the order volume, min. 1.50 euros), regardless of the pricing model1.\n<br \/>\n<br \/>\nCrypto spread surcharge:\nIn addition to the above fees, the spread surcharge applies for each execution of a savings plan or trade in a crypto ETP. This amounts to 0.99% of the executed savings plan or order volume for FREE Broker clients or 0.69% of the executed savings plan or order volume for PRIME Broker and PRIME+ Broker clients1.\nAny spread surcharges incurred will be displayed to you under \"Cost information\" prior to the placement of trading orders or when setting up or changing a savings plan.\n<br \/>\n<br \/>\nProduct costs for crypto ETPs\nOngoing product costs are incurred for trading in crypto ETPs1.\n<br \/>\n<br \/>\nReal-time payments via Instant:\nReal-time payments via Instant cost 0.99% in the FREE Broker model, and only 0.69% of the deposit amount in PRIME Broker and PRIME+ Broker. The following applies to every deposit: From 5,000 euros, every additional euro is free of charge.\n<br \/>\n<br \/>\nThere are no additional costs such as securities account fees, flat-rate third-party fees, or issue surcharges.\n<br \/>\n<br \/>\nPlease note: There is a reference in the client documentation to an administration fee of 0.75% p.a. This refers exclusively to our separate product, \"wealth management.\" If you only use our broker, this fee is not relevant for you.\n<br \/>\n<br \/>\nView list of all possible fees of the Scalable Broker by model.\n<br \/>\n<br \/>\n1 PRIME Broker \/ PRIME+ Broker: 0 euros for trades from 250 euros volume, below 0.99 euros.\nFREE Broker: 0 euros for purchases of PRIME ETFs (all ETFs from Invesco, iShares, Xtrackers) from 250 euros volume, 0.99 euros for other trades.\nAll broker plans: 0 euros for savings plan executions. Product costs, spreads, inducements and crypto fees may apply. Learn more.\n<br \/>\n<br \/>\n2 Conditions apply scalable.capital\/interest<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                    <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n\r\n        \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-23dce0d elementor-hidden-mobile e-flex e-con-boxed e-con e-child\" data-id=\"23dce0d\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-af7901f elementor-widget elementor-widget-heading\" data-id=\"af7901f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Securities account management<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d13c994 e-flex e-con-boxed e-con e-parent\" data-id=\"d13c994\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-498e408 e-flex e-con-boxed e-con e-child\" data-id=\"498e408\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a0d2827 e-flex e-con-boxed e-con e-child\" data-id=\"a0d2827\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-10a545f elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-heading\" data-id=\"10a545f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Trading<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-95fe3c4 elementor-widget elementor-widget-genix-faq\" data-id=\"95fe3c4\" data-element_type=\"widget\" data-widget_type=\"genix-faq.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\r\n        <script>\r\n            jQuery(document).ready(function($) {\r\n\r\n                AOS.init();\r\n\r\n            });\r\n        <\/script>\r\n\r\n        \r\n            <div class=\"service-details__faq\">\r\n                <div class=\"faq\">\r\n                    <div class=\"faq__wrapper\">\r\n                        <div class=\"accordion accordion--style1\" id=\"faqAccordion290554260\">\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq0290554260\">\r\n                                        <button class=\"accordion__button accordion__button--style2 \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody0290554260\" aria-expanded=\"false\" aria-controls=\"faqBody0290554260\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                Which order types are available?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody0290554260\" class=\"accordion-collapse collapse show\" aria-labelledby=\"faq0290554260\" data-bs-parent=\"#faqAccordion290554260\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">Limit order: With this order, a limit price can be defined. The order will only be executed at this predefined price or better. This way, you can protect yourself against sudden price jumps. Due to the limit, there is a possibility that the order can be executed partially or not at all. The limit order is valid for 360 days. During this period, it can be cancelled at any time, provided that not all ordered items have been executed.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq1290554260\">\r\n                                        <button class=\"accordion__button accordion__button--style2 collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody1290554260\" aria-expanded=\"false\" aria-controls=\"faqBody1290554260\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                How can I adjust or cancel a savings plan?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody1290554260\" class=\"accordion-collapse collapse \" aria-labelledby=\"faq1290554260\" data-bs-parent=\"#faqAccordion290554260\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">To adjust a savings plan, click on the security with the savings plan that you want to adjust. On the overview page of the security, click on the current savings plan displayed below the chart (in the app) or on the top right of the screen (in the web browser). Change your desired amount, execution date, frequency and inflation adjustment and click on \"Set up savings plan\" to confirm.\n<br \/>\n<br \/>\nTo adjust the execution date and frequency of a savings plan, click on the security with the savings plan that you want to adjust. On the overview page of the security, click on the current savings plan displayed below the chart (in the app) or on the top right of the screen (in the web browser). Change the execution date and frequency, and click on \"Set up savings plan\" to confirm.\n<br \/>\n<br \/>\nTo suspend a savings plan, click on the desired security. On the overview page of the security, click on the displayed savings plan, e.g. \"50 euros monthly\". If you are in the mobile app, your savings plan will be displayed below the chart, in the desktop version you will find it at the top right. Click on \"Delete savings plan\" here to deactivate the savings plan. A very short-term deactivation of a savings plan may no longer be processed. Of course, you can reset the savings plan at any time.\n<br \/>\n<br \/>\nTo add or remove inflation adjustment, click on the security with the savings plan that you want to adjust. On the overview page of the security, click on the current savings plan displayed below the chart (in the app) or on the top right of the screen (in the web browser). Add a percentage value by which the savings plan rate should increase over time or click on \u201cInactive\u201d if you would like to remove it and click on \"Set up savings plan\" to confirm.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq2290554260\">\r\n                                        <button class=\"accordion__button accordion__button--style2 collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody2290554260\" aria-expanded=\"false\" aria-controls=\"faqBody2290554260\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                Will I receive a tax certificate at the end of the year?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody2290554260\" class=\"accordion-collapse collapse \" aria-labelledby=\"faq2290554260\" data-bs-parent=\"#faqAccordion290554260\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">If you are liable to pay tax in Germany, you will receive an annual tax certificate for your securities account and your clearing account, on condition that you have carried out tax-relevant transactions in the year.\n<br \/>\n<br \/>\nThis will usually be provided to you electronically for the respective past year by the end of April of the following year. You will find it in the mailbox of your Scalable client area.\n<br \/>\n<br \/>\nIf you're using our wealth management with securities account management via ING, you will receive your annual tax certificate by the end of April in your mailbox in ING's internet banking.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq3290554260\">\r\n                                        <button class=\"accordion__button accordion__button--style2 collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody3290554260\" aria-expanded=\"false\" aria-controls=\"faqBody3290554260\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                How can I set up or change my tax allowance?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody3290554260\" class=\"accordion-collapse collapse \" aria-labelledby=\"faq3290554260\" data-bs-parent=\"#faqAccordion290554260\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">With an exemption order, you instruct your bank to exempt accruing investment income from automatic tax deduction. Without this order, the bank will pay 25 % capital gains tax as well as 5.5 % solidarity surcharge and, if applicable, church tax to the tax office.\n<br \/>\n<br \/>\nThe statutory maximum limits for an exemption order of an individual are 1,000 euros and 2,000 euros for a joint exemption order of a married couple or registered partner.\n<br \/>\n<br \/>\nTo set up or change an exemption order, please log into your personal client area on our website and open the \"Profile\" menu item. In the \"Taxes\" section, you can set up or change your exemption order.\n<br \/>\n<br \/>\nPlease note: In the case of a joint exemption order, the maximum amount of 2,000 euros may not be split between both accounts, as the custodian bank would otherwise be unable to process the orders. The joint exemption order can only be set up on one account and will also be applied to the spouse's account in the Baader Bank system.\n<br \/>\n<br \/>\nAn exemption order that has been set up applies to all your business relationships with the custodian bank. For example, if you have asset management with us and securities account management with Baader Bank, the exemption order set up for this will also apply to Scalable Broker and other relationships with the custodian bank. The display in your personal client area shows you the entire exemption order deposited with the custodian bank.\n<br \/>\n<br \/>\nPlease submit your exemption order before the end of the current year. Exemption orders are always valid from 1 January of the current year or from the beginning of the business relationship.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq4290554260\">\r\n                                        <button class=\"accordion__button accordion__button--style2 collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody4290554260\" aria-expanded=\"false\" aria-controls=\"faqBody4290554260\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                What are the total costs of the Scalable Broker?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody4290554260\" class=\"accordion-collapse collapse \" aria-labelledby=\"faq4290554260\" data-bs-parent=\"#faqAccordion290554260\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">You have the choice between three plans:\n<br \/>\n<br \/>\nFREE Broker:\nAll savings plans on shares, ETFs and other exchange-traded products (ETP) as well as buys with an order volume of 250 euros or more in all products of our PRIME partners Invesco, iShares by BlackRock and DWS Xtrackers (Xetra trades excluded) are free of charge1. For all other trades on gettex, order fees of 0.99 euros apply1. For sales of PRIME ETFs, fees of 0.99 euros are charged in the FREE Broker1.\n<br \/>\n<br \/>\nPRIME Broker:\nFor 2.99 euros per month (billed annually at 35.88 euros), in addition to savings plans without order fees on shares, ETFs and other exchange-traded products (ETP), you receive an unlimited number of trades on gettex without order fees from 250 euros order volume1. Trades below 250 euros cost 0.99 euros on gettex1. With the PRIME Broker, Crypto ETPs are subject to a reduced spread surcharge (see below) in trading and in the savings plan. You also receive better conditions for real-time payment with Instant (0.69 %). You can also create as many portfolio groups and price alerts as you wish.\n<br \/>\n<br \/>\nPRIME+ Broker:\nWith PRIME+ Broker, you enjoy all the benefits of PRIME Broker with flexible monthly payments of just 4.99 euros per month, plus interest on uninvested balances up to 100,000 euros on your clearing account (2.6 % interest p.a.)2\n<br \/>\n<br \/>\nYou can change to another broker plan at any time free of charge. View all fees per price model.\n<br \/>\n<br \/>\nRegardless of the model you choose:\nGettex trades:\nAll trades on gettex below 250 euros are charged with 0.99 euros order fee. This applies to all our broker plans1.\n<br \/>\n<br \/>\nCan I trade fractions? \nWhich order types are available? \nHow can I adjust or cancel a savings plan? \nWill I receive a tax certificate at the end of the year? \nHow can I set up or change my tax allowance? \nWhat are the total costs of the Scalable Broker? \nYou have the choice between three plans:\n\nFREE Broker:\nAll savings plans on shares, ETFs and other exchange-traded products (ETP) as well as buys with an order volume of 250 euros or more in all products of our PRIME partners Invesco, iShares by BlackRock and DWS Xtrackers (Xetra trades excluded) are free of charge1. For all other trades on gettex, order fees of 0.99 euros apply1. For sales of PRIME ETFs, fees of 0.99 euros are charged in the FREE Broker1.\n\nPRIME Broker:\nFor 2.99 euros per month (billed annually at 35.88 euros), in addition to savings plans without order fees on shares, ETFs and other exchange-traded products (ETP), you receive an unlimited number of trades on gettex without order fees from 250 euros order volume1. Trades below 250 euros cost 0.99 euros on gettex1. With the PRIME Broker, Crypto ETPs are subject to a reduced spread surcharge (see below) in trading and in the savings plan. You also receive better conditions for real-time payment with Instant (0.69 %). You can also create as many portfolio groups and price alerts as you wish.\n\nPRIME+ Broker:\nWith PRIME+ Broker, you enjoy all the benefits of PRIME Broker with flexible monthly payments of just 4.99 euros per month, plus interest on uninvested balances up to 100,000 euros on your clearing account (2.6 % interest p.a.)2.\n\nYou can change to another broker plan at any time free of charge. View all fees per price model.\n\nRegardless of the model you choose:\nGettex trades:\nAll trades on gettex below 250 euros are charged with 0.99 euros order fee. This applies to all our broker plans1.\n\nXetra trades:\nFor order execution via the Xetra stock exchange, all clients incur a fee of 3.99 euros per trade plus a trading venue fee (0.01 % of the order volume, min. 1.50 euros), regardless of the pricing model1.\n<br \/>\n<br \/>\nCrypto spread surcharge:\nIn addition to the above fees, the spread surcharge applies for each execution of a savings plan or trade in a crypto ETP. This amounts to 0.99% of the executed savings plan or order volume for FREE Broker clients or 0.69% of the executed savings plan or order volume for PRIME Broker and PRIME+ Broker clients1.\nAny spread surcharges incurred will be displayed to you under \"Cost information\" prior to the placement of trading orders or when setting up or changing a savings plan.\n<br \/>\n<br \/>\nProduct costs for crypto ETPs\nOngoing product costs are incurred for trading in crypto ETPs1.\n<br \/>\n<br \/>\nReal-time payments via Instant:\nReal-time payments via Instant cost 0.99% in the FREE Broker model, and only 0.69% of the deposit amount in PRIME Broker and PRIME+ Broker. The following applies to every deposit: From 5,000 euros, every additional euro is free of charge.\n<br \/>\n<br \/>\nThere are no additional costs such as securities account fees, flat-rate third-party fees, or issue surcharges.\n<br \/>\n<br \/>\nPlease note: There is a reference in the client documentation to an administration fee of 0.75% p.a. This refers exclusively to our separate product, \"wealth management.\" If you only use our broker, this fee is not relevant for you.\n<br \/>\n<br \/>\nView list of all possible fees of the Scalable Broker by model.\n<br \/>\n<br \/>\n1 PRIME Broker \/ PRIME+ Broker: 0 euros for trades from 250 euros volume, below 0.99 euros.\nFREE Broker: 0 euros for purchases of PRIME ETFs (all ETFs from Invesco, iShares, Xtrackers) from 250 euros volume, 0.99 euros for other trades.\nAll broker plans: 0 euros for savings plan executions. Product costs, spreads, inducements and crypto fees may apply. Learn more.\n<br \/>\n<br \/>\n2 Conditions apply scalable.capital\/interest<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                    <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n\r\n        \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e729a0c elementor-hidden-mobile e-flex e-con-boxed e-con e-child\" data-id=\"e729a0c\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2c209eb elementor-widget elementor-widget-heading\" data-id=\"2c209eb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Trading<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-758e7c3 e-flex e-con-boxed e-con e-parent\" data-id=\"758e7c3\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5b9e88d e-flex e-con-boxed e-con e-child\" data-id=\"5b9e88d\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3fa7742 e-flex e-con-boxed e-con e-child\" data-id=\"3fa7742\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a0f9378 elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-heading\" data-id=\"a0f9378\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Savings plan<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-147f0f1 elementor-widget elementor-widget-genix-faq\" data-id=\"147f0f1\" data-element_type=\"widget\" data-widget_type=\"genix-faq.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\r\n        <script>\r\n            jQuery(document).ready(function($) {\r\n\r\n                AOS.init();\r\n\r\n            });\r\n        <\/script>\r\n\r\n        \r\n            <div class=\"service-details__faq\">\r\n                <div class=\"faq\">\r\n                    <div class=\"faq__wrapper\">\r\n                        <div class=\"accordion accordion--style1\" id=\"faqAccordion125642516\">\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq0125642516\">\r\n                                        <button class=\"accordion__button accordion__button--style2 \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody0125642516\" aria-expanded=\"false\" aria-controls=\"faqBody0125642516\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                Which order types are available?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody0125642516\" class=\"accordion-collapse collapse show\" aria-labelledby=\"faq0125642516\" data-bs-parent=\"#faqAccordion125642516\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">Limit order: With this order, a limit price can be defined. The order will only be executed at this predefined price or better. This way, you can protect yourself against sudden price jumps. Due to the limit, there is a possibility that the order can be executed partially or not at all. The limit order is valid for 360 days. During this period, it can be cancelled at any time, provided that not all ordered items have been executed.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq1125642516\">\r\n                                        <button class=\"accordion__button accordion__button--style2 collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody1125642516\" aria-expanded=\"false\" aria-controls=\"faqBody1125642516\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                How can I adjust or cancel a savings plan?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody1125642516\" class=\"accordion-collapse collapse \" aria-labelledby=\"faq1125642516\" data-bs-parent=\"#faqAccordion125642516\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">To adjust a savings plan, click on the security with the savings plan that you want to adjust. On the overview page of the security, click on the current savings plan displayed below the chart (in the app) or on the top right of the screen (in the web browser). Change your desired amount, execution date, frequency and inflation adjustment and click on \"Set up savings plan\" to confirm.\n<br \/>\n<br \/>\nTo adjust the execution date and frequency of a savings plan, click on the security with the savings plan that you want to adjust. On the overview page of the security, click on the current savings plan displayed below the chart (in the app) or on the top right of the screen (in the web browser). Change the execution date and frequency, and click on \"Set up savings plan\" to confirm.\n<br \/>\n<br \/>\nTo suspend a savings plan, click on the desired security. On the overview page of the security, click on the displayed savings plan, e.g. \"50 euros monthly\". If you are in the mobile app, your savings plan will be displayed below the chart, in the desktop version you will find it at the top right. Click on \"Delete savings plan\" here to deactivate the savings plan. A very short-term deactivation of a savings plan may no longer be processed. Of course, you can reset the savings plan at any time.\n<br \/>\n<br \/>\nTo add or remove inflation adjustment, click on the security with the savings plan that you want to adjust. On the overview page of the security, click on the current savings plan displayed below the chart (in the app) or on the top right of the screen (in the web browser). Add a percentage value by which the savings plan rate should increase over time or click on \u201cInactive\u201d if you would like to remove it and click on \"Set up savings plan\" to confirm.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq2125642516\">\r\n                                        <button class=\"accordion__button accordion__button--style2 collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody2125642516\" aria-expanded=\"false\" aria-controls=\"faqBody2125642516\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                Will I receive a tax certificate at the end of the year?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody2125642516\" class=\"accordion-collapse collapse \" aria-labelledby=\"faq2125642516\" data-bs-parent=\"#faqAccordion125642516\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">If you are liable to pay tax in Germany, you will receive an annual tax certificate for your securities account and your clearing account, on condition that you have carried out tax-relevant transactions in the year.\n<br \/>\n<br \/>\nThis will usually be provided to you electronically for the respective past year by the end of April of the following year. You will find it in the mailbox of your Scalable client area.\n<br \/>\n<br \/>\nIf you're using our wealth management with securities account management via ING, you will receive your annual tax certificate by the end of April in your mailbox in ING's internet banking.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq3125642516\">\r\n                                        <button class=\"accordion__button accordion__button--style2 collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody3125642516\" aria-expanded=\"false\" aria-controls=\"faqBody3125642516\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                How can I set up or change my tax allowance?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody3125642516\" class=\"accordion-collapse collapse \" aria-labelledby=\"faq3125642516\" data-bs-parent=\"#faqAccordion125642516\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">With an exemption order, you instruct your bank to exempt accruing investment income from automatic tax deduction. Without this order, the bank will pay 25 % capital gains tax as well as 5.5 % solidarity surcharge and, if applicable, church tax to the tax office.\n<br \/>\n<br \/>\nThe statutory maximum limits for an exemption order of an individual are 1,000 euros and 2,000 euros for a joint exemption order of a married couple or registered partner.\n<br \/>\n<br \/>\nTo set up or change an exemption order, please log into your personal client area on our website and open the \"Profile\" menu item. In the \"Taxes\" section, you can set up or change your exemption order.\n<br \/>\n<br \/>\nPlease note: In the case of a joint exemption order, the maximum amount of 2,000 euros may not be split between both accounts, as the custodian bank would otherwise be unable to process the orders. The joint exemption order can only be set up on one account and will also be applied to the spouse's account in the Baader Bank system.\n<br \/>\n<br \/>\nAn exemption order that has been set up applies to all your business relationships with the custodian bank. For example, if you have asset management with us and securities account management with Baader Bank, the exemption order set up for this will also apply to Scalable Broker and other relationships with the custodian bank. The display in your personal client area shows you the entire exemption order deposited with the custodian bank.\n<br \/>\n<br \/>\nPlease submit your exemption order before the end of the current year. Exemption orders are always valid from 1 January of the current year or from the beginning of the business relationship.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq4125642516\">\r\n                                        <button class=\"accordion__button accordion__button--style2 collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody4125642516\" aria-expanded=\"false\" aria-controls=\"faqBody4125642516\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                What are the total costs of the Scalable Broker?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody4125642516\" class=\"accordion-collapse collapse \" aria-labelledby=\"faq4125642516\" data-bs-parent=\"#faqAccordion125642516\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">You have the choice between three plans:\n<br \/>\n<br \/>\nFREE Broker:\nAll savings plans on shares, ETFs and other exchange-traded products (ETP) as well as buys with an order volume of 250 euros or more in all products of our PRIME partners Invesco, iShares by BlackRock and DWS Xtrackers (Xetra trades excluded) are free of charge1. For all other trades on gettex, order fees of 0.99 euros apply1. For sales of PRIME ETFs, fees of 0.99 euros are charged in the FREE Broker1.\n<br \/>\n<br \/>\nPRIME Broker:\nFor 2.99 euros per month (billed annually at 35.88 euros), in addition to savings plans without order fees on shares, ETFs and other exchange-traded products (ETP), you receive an unlimited number of trades on gettex without order fees from 250 euros order volume1. Trades below 250 euros cost 0.99 euros on gettex1. With the PRIME Broker, Crypto ETPs are subject to a reduced spread surcharge (see below) in trading and in the savings plan. You also receive better conditions for real-time payment with Instant (0.69 %). You can also create as many portfolio groups and price alerts as you wish.\n<br \/>\n<br \/>\nPRIME+ Broker:\nWith PRIME+ Broker, you enjoy all the benefits of PRIME Broker with flexible monthly payments of just 4.99 euros per month, plus interest on uninvested balances up to 100,000 euros on your clearing account (2.6 % interest p.a.)2\n<br \/>\n<br \/>\nYou can change to another broker plan at any time free of charge. View all fees per price model.\n<br \/>\n<br \/>\nRegardless of the model you choose:\nGettex trades:\nAll trades on gettex below 250 euros are charged with 0.99 euros order fee. This applies to all our broker plans1.\n<br \/>\n<br \/>\nCan I trade fractions? \nWhich order types are available? \nHow can I adjust or cancel a savings plan? \nWill I receive a tax certificate at the end of the year? \nHow can I set up or change my tax allowance? \nWhat are the total costs of the Scalable Broker? \nYou have the choice between three plans:\n\nFREE Broker:\nAll savings plans on shares, ETFs and other exchange-traded products (ETP) as well as buys with an order volume of 250 euros or more in all products of our PRIME partners Invesco, iShares by BlackRock and DWS Xtrackers (Xetra trades excluded) are free of charge1. For all other trades on gettex, order fees of 0.99 euros apply1. For sales of PRIME ETFs, fees of 0.99 euros are charged in the FREE Broker1.\n\nPRIME Broker:\nFor 2.99 euros per month (billed annually at 35.88 euros), in addition to savings plans without order fees on shares, ETFs and other exchange-traded products (ETP), you receive an unlimited number of trades on gettex without order fees from 250 euros order volume1. Trades below 250 euros cost 0.99 euros on gettex1. With the PRIME Broker, Crypto ETPs are subject to a reduced spread surcharge (see below) in trading and in the savings plan. You also receive better conditions for real-time payment with Instant (0.69 %). You can also create as many portfolio groups and price alerts as you wish.\n\nPRIME+ Broker:\nWith PRIME+ Broker, you enjoy all the benefits of PRIME Broker with flexible monthly payments of just 4.99 euros per month, plus interest on uninvested balances up to 100,000 euros on your clearing account (2.6 % interest p.a.)2.\n\nYou can change to another broker plan at any time free of charge. View all fees per price model.\n\nRegardless of the model you choose:\nGettex trades:\nAll trades on gettex below 250 euros are charged with 0.99 euros order fee. This applies to all our broker plans1.\n\nXetra trades:\nFor order execution via the Xetra stock exchange, all clients incur a fee of 3.99 euros per trade plus a trading venue fee (0.01 % of the order volume, min. 1.50 euros), regardless of the pricing model1.\n<br \/>\n<br \/>\nCrypto spread surcharge:\nIn addition to the above fees, the spread surcharge applies for each execution of a savings plan or trade in a crypto ETP. This amounts to 0.99% of the executed savings plan or order volume for FREE Broker clients or 0.69% of the executed savings plan or order volume for PRIME Broker and PRIME+ Broker clients1.\nAny spread surcharges incurred will be displayed to you under \"Cost information\" prior to the placement of trading orders or when setting up or changing a savings plan.\n<br \/>\n<br \/>\nProduct costs for crypto ETPs\nOngoing product costs are incurred for trading in crypto ETPs1.\n<br \/>\n<br \/>\nReal-time payments via Instant:\nReal-time payments via Instant cost 0.99% in the FREE Broker model, and only 0.69% of the deposit amount in PRIME Broker and PRIME+ Broker. The following applies to every deposit: From 5,000 euros, every additional euro is free of charge.\n<br \/>\n<br \/>\nThere are no additional costs such as securities account fees, flat-rate third-party fees, or issue surcharges.\n<br \/>\n<br \/>\nPlease note: There is a reference in the client documentation to an administration fee of 0.75% p.a. This refers exclusively to our separate product, \"wealth management.\" If you only use our broker, this fee is not relevant for you.\n<br \/>\n<br \/>\nView list of all possible fees of the Scalable Broker by model.\n<br \/>\n<br \/>\n1 PRIME Broker \/ PRIME+ Broker: 0 euros for trades from 250 euros volume, below 0.99 euros.\nFREE Broker: 0 euros for purchases of PRIME ETFs (all ETFs from Invesco, iShares, Xtrackers) from 250 euros volume, 0.99 euros for other trades.\nAll broker plans: 0 euros for savings plan executions. Product costs, spreads, inducements and crypto fees may apply. Learn more.\n<br \/>\n<br \/>\n2 Conditions apply scalable.capital\/interest<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                    <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n\r\n        \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3fb5cf1 elementor-hidden-mobile e-flex e-con-boxed e-con e-child\" data-id=\"3fb5cf1\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-01a9f85 elementor-widget elementor-widget-heading\" data-id=\"01a9f85\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Savings plan<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2452418 e-flex e-con-boxed e-con e-parent\" data-id=\"2452418\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-70b8b9b e-flex e-con-boxed e-con e-child\" data-id=\"70b8b9b\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-d5c7430 e-flex e-con-boxed e-con e-child\" data-id=\"d5c7430\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-73507da elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-heading\" data-id=\"73507da\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Processing & Taxes<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd9b98d elementor-widget elementor-widget-genix-faq\" data-id=\"cd9b98d\" data-element_type=\"widget\" data-widget_type=\"genix-faq.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\r\n        <script>\r\n            jQuery(document).ready(function($) {\r\n\r\n                AOS.init();\r\n\r\n            });\r\n        <\/script>\r\n\r\n        \r\n            <div class=\"service-details__faq\">\r\n                <div class=\"faq\">\r\n                    <div class=\"faq__wrapper\">\r\n                        <div class=\"accordion accordion--style1\" id=\"faqAccordion1680082435\">\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq01680082435\">\r\n                                        <button class=\"accordion__button accordion__button--style2 \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody01680082435\" aria-expanded=\"false\" aria-controls=\"faqBody01680082435\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                Which order types are available?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody01680082435\" class=\"accordion-collapse collapse show\" aria-labelledby=\"faq01680082435\" data-bs-parent=\"#faqAccordion1680082435\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">Limit order: With this order, a limit price can be defined. The order will only be executed at this predefined price or better. This way, you can protect yourself against sudden price jumps. Due to the limit, there is a possibility that the order can be executed partially or not at all. The limit order is valid for 360 days. During this period, it can be cancelled at any time, provided that not all ordered items have been executed.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq11680082435\">\r\n                                        <button class=\"accordion__button accordion__button--style2 collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody11680082435\" aria-expanded=\"false\" aria-controls=\"faqBody11680082435\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                How can I adjust or cancel a savings plan?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody11680082435\" class=\"accordion-collapse collapse \" aria-labelledby=\"faq11680082435\" data-bs-parent=\"#faqAccordion1680082435\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">To adjust a savings plan, click on the security with the savings plan that you want to adjust. On the overview page of the security, click on the current savings plan displayed below the chart (in the app) or on the top right of the screen (in the web browser). Change your desired amount, execution date, frequency and inflation adjustment and click on \"Set up savings plan\" to confirm.\n<br \/>\n<br \/>\nTo adjust the execution date and frequency of a savings plan, click on the security with the savings plan that you want to adjust. On the overview page of the security, click on the current savings plan displayed below the chart (in the app) or on the top right of the screen (in the web browser). Change the execution date and frequency, and click on \"Set up savings plan\" to confirm.\n<br \/>\n<br \/>\nTo suspend a savings plan, click on the desired security. On the overview page of the security, click on the displayed savings plan, e.g. \"50 euros monthly\". If you are in the mobile app, your savings plan will be displayed below the chart, in the desktop version you will find it at the top right. Click on \"Delete savings plan\" here to deactivate the savings plan. A very short-term deactivation of a savings plan may no longer be processed. Of course, you can reset the savings plan at any time.\n<br \/>\n<br \/>\nTo add or remove inflation adjustment, click on the security with the savings plan that you want to adjust. On the overview page of the security, click on the current savings plan displayed below the chart (in the app) or on the top right of the screen (in the web browser). Add a percentage value by which the savings plan rate should increase over time or click on \u201cInactive\u201d if you would like to remove it and click on \"Set up savings plan\" to confirm.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq21680082435\">\r\n                                        <button class=\"accordion__button accordion__button--style2 collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody21680082435\" aria-expanded=\"false\" aria-controls=\"faqBody21680082435\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                Will I receive a tax certificate at the end of the year?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody21680082435\" class=\"accordion-collapse collapse \" aria-labelledby=\"faq21680082435\" data-bs-parent=\"#faqAccordion1680082435\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">If you are liable to pay tax in Germany, you will receive an annual tax certificate for your securities account and your clearing account, on condition that you have carried out tax-relevant transactions in the year.\n<br \/>\n<br \/>\nThis will usually be provided to you electronically for the respective past year by the end of April of the following year. You will find it in the mailbox of your Scalable client area.\n<br \/>\n<br \/>\nIf you're using our wealth management with securities account management via ING, you will receive your annual tax certificate by the end of April in your mailbox in ING's internet banking.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq31680082435\">\r\n                                        <button class=\"accordion__button accordion__button--style2 collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody31680082435\" aria-expanded=\"false\" aria-controls=\"faqBody31680082435\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                How can I set up or change my tax allowance?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody31680082435\" class=\"accordion-collapse collapse \" aria-labelledby=\"faq31680082435\" data-bs-parent=\"#faqAccordion1680082435\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">With an exemption order, you instruct your bank to exempt accruing investment income from automatic tax deduction. Without this order, the bank will pay 25 % capital gains tax as well as 5.5 % solidarity surcharge and, if applicable, church tax to the tax office.\n<br \/>\n<br \/>\nThe statutory maximum limits for an exemption order of an individual are 1,000 euros and 2,000 euros for a joint exemption order of a married couple or registered partner.\n<br \/>\n<br \/>\nTo set up or change an exemption order, please log into your personal client area on our website and open the \"Profile\" menu item. In the \"Taxes\" section, you can set up or change your exemption order.\n<br \/>\n<br \/>\nPlease note: In the case of a joint exemption order, the maximum amount of 2,000 euros may not be split between both accounts, as the custodian bank would otherwise be unable to process the orders. The joint exemption order can only be set up on one account and will also be applied to the spouse's account in the Baader Bank system.\n<br \/>\n<br \/>\nAn exemption order that has been set up applies to all your business relationships with the custodian bank. For example, if you have asset management with us and securities account management with Baader Bank, the exemption order set up for this will also apply to Scalable Broker and other relationships with the custodian bank. The display in your personal client area shows you the entire exemption order deposited with the custodian bank.\n<br \/>\n<br \/>\nPlease submit your exemption order before the end of the current year. Exemption orders are always valid from 1 January of the current year or from the beginning of the business relationship.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq41680082435\">\r\n                                        <button class=\"accordion__button accordion__button--style2 collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody41680082435\" aria-expanded=\"false\" aria-controls=\"faqBody41680082435\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                What are the total costs of the Scalable Broker?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody41680082435\" class=\"accordion-collapse collapse \" aria-labelledby=\"faq41680082435\" data-bs-parent=\"#faqAccordion1680082435\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">You have the choice between three plans:\n<br \/>\n<br \/>\nFREE Broker:\nAll savings plans on shares, ETFs and other exchange-traded products (ETP) as well as buys with an order volume of 250 euros or more in all products of our PRIME partners Invesco, iShares by BlackRock and DWS Xtrackers (Xetra trades excluded) are free of charge1. For all other trades on gettex, order fees of 0.99 euros apply1. For sales of PRIME ETFs, fees of 0.99 euros are charged in the FREE Broker1.\n<br \/>\n<br \/>\nPRIME Broker:\nFor 2.99 euros per month (billed annually at 35.88 euros), in addition to savings plans without order fees on shares, ETFs and other exchange-traded products (ETP), you receive an unlimited number of trades on gettex without order fees from 250 euros order volume1. Trades below 250 euros cost 0.99 euros on gettex1. With the PRIME Broker, Crypto ETPs are subject to a reduced spread surcharge (see below) in trading and in the savings plan. You also receive better conditions for real-time payment with Instant (0.69 %). You can also create as many portfolio groups and price alerts as you wish.\n<br \/>\n<br \/>\nPRIME+ Broker:\nWith PRIME+ Broker, you enjoy all the benefits of PRIME Broker with flexible monthly payments of just 4.99 euros per month, plus interest on uninvested balances up to 100,000 euros on your clearing account (2.6 % interest p.a.)2\n<br \/>\n<br \/>\nYou can change to another broker plan at any time free of charge. View all fees per price model.\n<br \/>\n<br \/>\nRegardless of the model you choose:\nGettex trades:\nAll trades on gettex below 250 euros are charged with 0.99 euros order fee. This applies to all our broker plans1.\n<br \/>\n<br \/>\nCan I trade fractions? \nWhich order types are available? \nHow can I adjust or cancel a savings plan? \nWill I receive a tax certificate at the end of the year? \nHow can I set up or change my tax allowance? \nWhat are the total costs of the Scalable Broker? \nYou have the choice between three plans:\n\nFREE Broker:\nAll savings plans on shares, ETFs and other exchange-traded products (ETP) as well as buys with an order volume of 250 euros or more in all products of our PRIME partners Invesco, iShares by BlackRock and DWS Xtrackers (Xetra trades excluded) are free of charge1. For all other trades on gettex, order fees of 0.99 euros apply1. For sales of PRIME ETFs, fees of 0.99 euros are charged in the FREE Broker1.\n\nPRIME Broker:\nFor 2.99 euros per month (billed annually at 35.88 euros), in addition to savings plans without order fees on shares, ETFs and other exchange-traded products (ETP), you receive an unlimited number of trades on gettex without order fees from 250 euros order volume1. Trades below 250 euros cost 0.99 euros on gettex1. With the PRIME Broker, Crypto ETPs are subject to a reduced spread surcharge (see below) in trading and in the savings plan. You also receive better conditions for real-time payment with Instant (0.69 %). You can also create as many portfolio groups and price alerts as you wish.\n\nPRIME+ Broker:\nWith PRIME+ Broker, you enjoy all the benefits of PRIME Broker with flexible monthly payments of just 4.99 euros per month, plus interest on uninvested balances up to 100,000 euros on your clearing account (2.6 % interest p.a.)2.\n\nYou can change to another broker plan at any time free of charge. View all fees per price model.\n\nRegardless of the model you choose:\nGettex trades:\nAll trades on gettex below 250 euros are charged with 0.99 euros order fee. This applies to all our broker plans1.\n\nXetra trades:\nFor order execution via the Xetra stock exchange, all clients incur a fee of 3.99 euros per trade plus a trading venue fee (0.01 % of the order volume, min. 1.50 euros), regardless of the pricing model1.\n<br \/>\n<br \/>\nCrypto spread surcharge:\nIn addition to the above fees, the spread surcharge applies for each execution of a savings plan or trade in a crypto ETP. This amounts to 0.99% of the executed savings plan or order volume for FREE Broker clients or 0.69% of the executed savings plan or order volume for PRIME Broker and PRIME+ Broker clients1.\nAny spread surcharges incurred will be displayed to you under \"Cost information\" prior to the placement of trading orders or when setting up or changing a savings plan.\n<br \/>\n<br \/>\nProduct costs for crypto ETPs\nOngoing product costs are incurred for trading in crypto ETPs1.\n<br \/>\n<br \/>\nReal-time payments via Instant:\nReal-time payments via Instant cost 0.99% in the FREE Broker model, and only 0.69% of the deposit amount in PRIME Broker and PRIME+ Broker. The following applies to every deposit: From 5,000 euros, every additional euro is free of charge.\n<br \/>\n<br \/>\nThere are no additional costs such as securities account fees, flat-rate third-party fees, or issue surcharges.\n<br \/>\n<br \/>\nPlease note: There is a reference in the client documentation to an administration fee of 0.75% p.a. This refers exclusively to our separate product, \"wealth management.\" If you only use our broker, this fee is not relevant for you.\n<br \/>\n<br \/>\nView list of all possible fees of the Scalable Broker by model.\n<br \/>\n<br \/>\n1 PRIME Broker \/ PRIME+ Broker: 0 euros for trades from 250 euros volume, below 0.99 euros.\nFREE Broker: 0 euros for purchases of PRIME ETFs (all ETFs from Invesco, iShares, Xtrackers) from 250 euros volume, 0.99 euros for other trades.\nAll broker plans: 0 euros for savings plan executions. Product costs, spreads, inducements and crypto fees may apply. Learn more.\n<br \/>\n<br \/>\n2 Conditions apply scalable.capital\/interest<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                    <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n\r\n        \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e010a2b elementor-hidden-mobile e-flex e-con-boxed e-con e-child\" data-id=\"e010a2b\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-55e3b0f elementor-widget elementor-widget-heading\" data-id=\"55e3b0f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Processing & Taxes<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a19f1ca e-flex e-con-boxed e-con e-parent\" data-id=\"a19f1ca\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1e9d3a3 e-flex e-con-boxed e-con e-child\" data-id=\"1e9d3a3\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-e6ffaab e-flex e-con-boxed e-con e-child\" data-id=\"e6ffaab\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4bb95f6 elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-heading\" data-id=\"4bb95f6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Costs<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71a831b elementor-widget elementor-widget-genix-faq\" data-id=\"71a831b\" data-element_type=\"widget\" data-widget_type=\"genix-faq.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\r\n        <script>\r\n            jQuery(document).ready(function($) {\r\n\r\n                AOS.init();\r\n\r\n            });\r\n        <\/script>\r\n\r\n        \r\n            <div class=\"service-details__faq\">\r\n                <div class=\"faq\">\r\n                    <div class=\"faq__wrapper\">\r\n                        <div class=\"accordion accordion--style1\" id=\"faqAccordion2105847195\">\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq02105847195\">\r\n                                        <button class=\"accordion__button accordion__button--style2 \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody02105847195\" aria-expanded=\"false\" aria-controls=\"faqBody02105847195\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                Which order types are available?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody02105847195\" class=\"accordion-collapse collapse show\" aria-labelledby=\"faq02105847195\" data-bs-parent=\"#faqAccordion2105847195\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">Limit order: With this order, a limit price can be defined. The order will only be executed at this predefined price or better. This way, you can protect yourself against sudden price jumps. Due to the limit, there is a possibility that the order can be executed partially or not at all. The limit order is valid for 360 days. During this period, it can be cancelled at any time, provided that not all ordered items have been executed.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq12105847195\">\r\n                                        <button class=\"accordion__button accordion__button--style2 collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody12105847195\" aria-expanded=\"false\" aria-controls=\"faqBody12105847195\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                How can I adjust or cancel a savings plan?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody12105847195\" class=\"accordion-collapse collapse \" aria-labelledby=\"faq12105847195\" data-bs-parent=\"#faqAccordion2105847195\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">To adjust a savings plan, click on the security with the savings plan that you want to adjust. On the overview page of the security, click on the current savings plan displayed below the chart (in the app) or on the top right of the screen (in the web browser). Change your desired amount, execution date, frequency and inflation adjustment and click on \"Set up savings plan\" to confirm.\n<br \/>\n<br \/>\nTo adjust the execution date and frequency of a savings plan, click on the security with the savings plan that you want to adjust. On the overview page of the security, click on the current savings plan displayed below the chart (in the app) or on the top right of the screen (in the web browser). Change the execution date and frequency, and click on \"Set up savings plan\" to confirm.\n<br \/>\n<br \/>\nTo suspend a savings plan, click on the desired security. On the overview page of the security, click on the displayed savings plan, e.g. \"50 euros monthly\". If you are in the mobile app, your savings plan will be displayed below the chart, in the desktop version you will find it at the top right. Click on \"Delete savings plan\" here to deactivate the savings plan. A very short-term deactivation of a savings plan may no longer be processed. Of course, you can reset the savings plan at any time.\n<br \/>\n<br \/>\nTo add or remove inflation adjustment, click on the security with the savings plan that you want to adjust. On the overview page of the security, click on the current savings plan displayed below the chart (in the app) or on the top right of the screen (in the web browser). Add a percentage value by which the savings plan rate should increase over time or click on \u201cInactive\u201d if you would like to remove it and click on \"Set up savings plan\" to confirm.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq22105847195\">\r\n                                        <button class=\"accordion__button accordion__button--style2 collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody22105847195\" aria-expanded=\"false\" aria-controls=\"faqBody22105847195\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                Will I receive a tax certificate at the end of the year?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody22105847195\" class=\"accordion-collapse collapse \" aria-labelledby=\"faq22105847195\" data-bs-parent=\"#faqAccordion2105847195\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">If you are liable to pay tax in Germany, you will receive an annual tax certificate for your securities account and your clearing account, on condition that you have carried out tax-relevant transactions in the year.\n<br \/>\n<br \/>\nThis will usually be provided to you electronically for the respective past year by the end of April of the following year. You will find it in the mailbox of your Scalable client area.\n<br \/>\n<br \/>\nIf you're using our wealth management with securities account management via ING, you will receive your annual tax certificate by the end of April in your mailbox in ING's internet banking.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq32105847195\">\r\n                                        <button class=\"accordion__button accordion__button--style2 collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody32105847195\" aria-expanded=\"false\" aria-controls=\"faqBody32105847195\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                How can I set up or change my tax allowance?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody32105847195\" class=\"accordion-collapse collapse \" aria-labelledby=\"faq32105847195\" data-bs-parent=\"#faqAccordion2105847195\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">With an exemption order, you instruct your bank to exempt accruing investment income from automatic tax deduction. Without this order, the bank will pay 25 % capital gains tax as well as 5.5 % solidarity surcharge and, if applicable, church tax to the tax office.\n<br \/>\n<br \/>\nThe statutory maximum limits for an exemption order of an individual are 1,000 euros and 2,000 euros for a joint exemption order of a married couple or registered partner.\n<br \/>\n<br \/>\nTo set up or change an exemption order, please log into your personal client area on our website and open the \"Profile\" menu item. In the \"Taxes\" section, you can set up or change your exemption order.\n<br \/>\n<br \/>\nPlease note: In the case of a joint exemption order, the maximum amount of 2,000 euros may not be split between both accounts, as the custodian bank would otherwise be unable to process the orders. The joint exemption order can only be set up on one account and will also be applied to the spouse's account in the Baader Bank system.\n<br \/>\n<br \/>\nAn exemption order that has been set up applies to all your business relationships with the custodian bank. For example, if you have asset management with us and securities account management with Baader Bank, the exemption order set up for this will also apply to Scalable Broker and other relationships with the custodian bank. The display in your personal client area shows you the entire exemption order deposited with the custodian bank.\n<br \/>\n<br \/>\nPlease submit your exemption order before the end of the current year. Exemption orders are always valid from 1 January of the current year or from the beginning of the business relationship.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq42105847195\">\r\n                                        <button class=\"accordion__button accordion__button--style2 collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody42105847195\" aria-expanded=\"false\" aria-controls=\"faqBody42105847195\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                What are the total costs of the Scalable Broker?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody42105847195\" class=\"accordion-collapse collapse \" aria-labelledby=\"faq42105847195\" data-bs-parent=\"#faqAccordion2105847195\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">You have the choice between three plans:\n<br \/>\n<br \/>\nFREE Broker:\nAll savings plans on shares, ETFs and other exchange-traded products (ETP) as well as buys with an order volume of 250 euros or more in all products of our PRIME partners Invesco, iShares by BlackRock and DWS Xtrackers (Xetra trades excluded) are free of charge1. For all other trades on gettex, order fees of 0.99 euros apply1. For sales of PRIME ETFs, fees of 0.99 euros are charged in the FREE Broker1.\n<br \/>\n<br \/>\nPRIME Broker:\nFor 2.99 euros per month (billed annually at 35.88 euros), in addition to savings plans without order fees on shares, ETFs and other exchange-traded products (ETP), you receive an unlimited number of trades on gettex without order fees from 250 euros order volume1. Trades below 250 euros cost 0.99 euros on gettex1. With the PRIME Broker, Crypto ETPs are subject to a reduced spread surcharge (see below) in trading and in the savings plan. You also receive better conditions for real-time payment with Instant (0.69 %). You can also create as many portfolio groups and price alerts as you wish.\n<br \/>\n<br \/>\nPRIME+ Broker:\nWith PRIME+ Broker, you enjoy all the benefits of PRIME Broker with flexible monthly payments of just 4.99 euros per month, plus interest on uninvested balances up to 100,000 euros on your clearing account (2.6 % interest p.a.)2\n<br \/>\n<br \/>\nYou can change to another broker plan at any time free of charge. View all fees per price model.\n<br \/>\n<br \/>\nRegardless of the model you choose:\nGettex trades:\nAll trades on gettex below 250 euros are charged with 0.99 euros order fee. This applies to all our broker plans1.\n<br \/>\n<br \/>\nCan I trade fractions? \nWhich order types are available? \nHow can I adjust or cancel a savings plan? \nWill I receive a tax certificate at the end of the year? \nHow can I set up or change my tax allowance? \nWhat are the total costs of the Scalable Broker? \nYou have the choice between three plans:\n\nFREE Broker:\nAll savings plans on shares, ETFs and other exchange-traded products (ETP) as well as buys with an order volume of 250 euros or more in all products of our PRIME partners Invesco, iShares by BlackRock and DWS Xtrackers (Xetra trades excluded) are free of charge1. For all other trades on gettex, order fees of 0.99 euros apply1. For sales of PRIME ETFs, fees of 0.99 euros are charged in the FREE Broker1.\n\nPRIME Broker:\nFor 2.99 euros per month (billed annually at 35.88 euros), in addition to savings plans without order fees on shares, ETFs and other exchange-traded products (ETP), you receive an unlimited number of trades on gettex without order fees from 250 euros order volume1. Trades below 250 euros cost 0.99 euros on gettex1. With the PRIME Broker, Crypto ETPs are subject to a reduced spread surcharge (see below) in trading and in the savings plan. You also receive better conditions for real-time payment with Instant (0.69 %). You can also create as many portfolio groups and price alerts as you wish.\n\nPRIME+ Broker:\nWith PRIME+ Broker, you enjoy all the benefits of PRIME Broker with flexible monthly payments of just 4.99 euros per month, plus interest on uninvested balances up to 100,000 euros on your clearing account (2.6 % interest p.a.)2.\n\nYou can change to another broker plan at any time free of charge. View all fees per price model.\n\nRegardless of the model you choose:\nGettex trades:\nAll trades on gettex below 250 euros are charged with 0.99 euros order fee. This applies to all our broker plans1.\n\nXetra trades:\nFor order execution via the Xetra stock exchange, all clients incur a fee of 3.99 euros per trade plus a trading venue fee (0.01 % of the order volume, min. 1.50 euros), regardless of the pricing model1.\n<br \/>\n<br \/>\nCrypto spread surcharge:\nIn addition to the above fees, the spread surcharge applies for each execution of a savings plan or trade in a crypto ETP. This amounts to 0.99% of the executed savings plan or order volume for FREE Broker clients or 0.69% of the executed savings plan or order volume for PRIME Broker and PRIME+ Broker clients1.\nAny spread surcharges incurred will be displayed to you under \"Cost information\" prior to the placement of trading orders or when setting up or changing a savings plan.\n<br \/>\n<br \/>\nProduct costs for crypto ETPs\nOngoing product costs are incurred for trading in crypto ETPs1.\n<br \/>\n<br \/>\nReal-time payments via Instant:\nReal-time payments via Instant cost 0.99% in the FREE Broker model, and only 0.69% of the deposit amount in PRIME Broker and PRIME+ Broker. The following applies to every deposit: From 5,000 euros, every additional euro is free of charge.\n<br \/>\n<br \/>\nThere are no additional costs such as securities account fees, flat-rate third-party fees, or issue surcharges.\n<br \/>\n<br \/>\nPlease note: There is a reference in the client documentation to an administration fee of 0.75% p.a. This refers exclusively to our separate product, \"wealth management.\" If you only use our broker, this fee is not relevant for you.\n<br \/>\n<br \/>\nView list of all possible fees of the Scalable Broker by model.\n<br \/>\n<br \/>\n1 PRIME Broker \/ PRIME+ Broker: 0 euros for trades from 250 euros volume, below 0.99 euros.\nFREE Broker: 0 euros for purchases of PRIME ETFs (all ETFs from Invesco, iShares, Xtrackers) from 250 euros volume, 0.99 euros for other trades.\nAll broker plans: 0 euros for savings plan executions. Product costs, spreads, inducements and crypto fees may apply. Learn more.\n<br \/>\n<br \/>\n2 Conditions apply scalable.capital\/interest<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                    <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n\r\n        \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0a34266 elementor-hidden-mobile e-flex e-con-boxed e-con e-child\" data-id=\"0a34266\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0d806ce elementor-widget elementor-widget-heading\" data-id=\"0d806ce\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Costs<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4ca8385 e-flex e-con-boxed e-con e-parent\" data-id=\"4ca8385\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-d8d6a9f e-flex e-con-boxed e-con e-child\" data-id=\"d8d6a9f\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-648b43e e-flex e-con-boxed e-con e-child\" data-id=\"648b43e\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f0988e9 elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-heading\" data-id=\"f0988e9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Credit<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15b0270 elementor-widget elementor-widget-genix-faq\" data-id=\"15b0270\" data-element_type=\"widget\" data-widget_type=\"genix-faq.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\r\n        <script>\r\n            jQuery(document).ready(function($) {\r\n\r\n                AOS.init();\r\n\r\n            });\r\n        <\/script>\r\n\r\n        \r\n            <div class=\"service-details__faq\">\r\n                <div class=\"faq\">\r\n                    <div class=\"faq__wrapper\">\r\n                        <div class=\"accordion accordion--style1\" id=\"faqAccordion910008703\">\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq0910008703\">\r\n                                        <button class=\"accordion__button accordion__button--style2 \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody0910008703\" aria-expanded=\"false\" aria-controls=\"faqBody0910008703\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                Which order types are available?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody0910008703\" class=\"accordion-collapse collapse show\" aria-labelledby=\"faq0910008703\" data-bs-parent=\"#faqAccordion910008703\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">Limit order: With this order, a limit price can be defined. The order will only be executed at this predefined price or better. This way, you can protect yourself against sudden price jumps. Due to the limit, there is a possibility that the order can be executed partially or not at all. The limit order is valid for 360 days. During this period, it can be cancelled at any time, provided that not all ordered items have been executed.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq1910008703\">\r\n                                        <button class=\"accordion__button accordion__button--style2 collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody1910008703\" aria-expanded=\"false\" aria-controls=\"faqBody1910008703\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                How can I adjust or cancel a savings plan?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody1910008703\" class=\"accordion-collapse collapse \" aria-labelledby=\"faq1910008703\" data-bs-parent=\"#faqAccordion910008703\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">To adjust a savings plan, click on the security with the savings plan that you want to adjust. On the overview page of the security, click on the current savings plan displayed below the chart (in the app) or on the top right of the screen (in the web browser). Change your desired amount, execution date, frequency and inflation adjustment and click on \"Set up savings plan\" to confirm.\n<br \/>\n<br \/>\nTo adjust the execution date and frequency of a savings plan, click on the security with the savings plan that you want to adjust. On the overview page of the security, click on the current savings plan displayed below the chart (in the app) or on the top right of the screen (in the web browser). Change the execution date and frequency, and click on \"Set up savings plan\" to confirm.\n<br \/>\n<br \/>\nTo suspend a savings plan, click on the desired security. On the overview page of the security, click on the displayed savings plan, e.g. \"50 euros monthly\". If you are in the mobile app, your savings plan will be displayed below the chart, in the desktop version you will find it at the top right. Click on \"Delete savings plan\" here to deactivate the savings plan. A very short-term deactivation of a savings plan may no longer be processed. Of course, you can reset the savings plan at any time.\n<br \/>\n<br \/>\nTo add or remove inflation adjustment, click on the security with the savings plan that you want to adjust. On the overview page of the security, click on the current savings plan displayed below the chart (in the app) or on the top right of the screen (in the web browser). Add a percentage value by which the savings plan rate should increase over time or click on \u201cInactive\u201d if you would like to remove it and click on \"Set up savings plan\" to confirm.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq2910008703\">\r\n                                        <button class=\"accordion__button accordion__button--style2 collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody2910008703\" aria-expanded=\"false\" aria-controls=\"faqBody2910008703\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                Will I receive a tax certificate at the end of the year?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody2910008703\" class=\"accordion-collapse collapse \" aria-labelledby=\"faq2910008703\" data-bs-parent=\"#faqAccordion910008703\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">If you are liable to pay tax in Germany, you will receive an annual tax certificate for your securities account and your clearing account, on condition that you have carried out tax-relevant transactions in the year.\n<br \/>\n<br \/>\nThis will usually be provided to you electronically for the respective past year by the end of April of the following year. You will find it in the mailbox of your Scalable client area.\n<br \/>\n<br \/>\nIf you're using our wealth management with securities account management via ING, you will receive your annual tax certificate by the end of April in your mailbox in ING's internet banking.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq3910008703\">\r\n                                        <button class=\"accordion__button accordion__button--style2 collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody3910008703\" aria-expanded=\"false\" aria-controls=\"faqBody3910008703\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                How can I set up or change my tax allowance?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody3910008703\" class=\"accordion-collapse collapse \" aria-labelledby=\"faq3910008703\" data-bs-parent=\"#faqAccordion910008703\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">With an exemption order, you instruct your bank to exempt accruing investment income from automatic tax deduction. Without this order, the bank will pay 25 % capital gains tax as well as 5.5 % solidarity surcharge and, if applicable, church tax to the tax office.\n<br \/>\n<br \/>\nThe statutory maximum limits for an exemption order of an individual are 1,000 euros and 2,000 euros for a joint exemption order of a married couple or registered partner.\n<br \/>\n<br \/>\nTo set up or change an exemption order, please log into your personal client area on our website and open the \"Profile\" menu item. In the \"Taxes\" section, you can set up or change your exemption order.\n<br \/>\n<br \/>\nPlease note: In the case of a joint exemption order, the maximum amount of 2,000 euros may not be split between both accounts, as the custodian bank would otherwise be unable to process the orders. The joint exemption order can only be set up on one account and will also be applied to the spouse's account in the Baader Bank system.\n<br \/>\n<br \/>\nAn exemption order that has been set up applies to all your business relationships with the custodian bank. For example, if you have asset management with us and securities account management with Baader Bank, the exemption order set up for this will also apply to Scalable Broker and other relationships with the custodian bank. The display in your personal client area shows you the entire exemption order deposited with the custodian bank.\n<br \/>\n<br \/>\nPlease submit your exemption order before the end of the current year. Exemption orders are always valid from 1 January of the current year or from the beginning of the business relationship.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq4910008703\">\r\n                                        <button class=\"accordion__button accordion__button--style2 collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody4910008703\" aria-expanded=\"false\" aria-controls=\"faqBody4910008703\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                What are the total costs of the Scalable Broker?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody4910008703\" class=\"accordion-collapse collapse \" aria-labelledby=\"faq4910008703\" data-bs-parent=\"#faqAccordion910008703\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">You have the choice between three plans:\n<br \/>\n<br \/>\nFREE Broker:\nAll savings plans on shares, ETFs and other exchange-traded products (ETP) as well as buys with an order volume of 250 euros or more in all products of our PRIME partners Invesco, iShares by BlackRock and DWS Xtrackers (Xetra trades excluded) are free of charge1. For all other trades on gettex, order fees of 0.99 euros apply1. For sales of PRIME ETFs, fees of 0.99 euros are charged in the FREE Broker1.\n<br \/>\n<br \/>\nPRIME Broker:\nFor 2.99 euros per month (billed annually at 35.88 euros), in addition to savings plans without order fees on shares, ETFs and other exchange-traded products (ETP), you receive an unlimited number of trades on gettex without order fees from 250 euros order volume1. Trades below 250 euros cost 0.99 euros on gettex1. With the PRIME Broker, Crypto ETPs are subject to a reduced spread surcharge (see below) in trading and in the savings plan. You also receive better conditions for real-time payment with Instant (0.69 %). You can also create as many portfolio groups and price alerts as you wish.\n<br \/>\n<br \/>\nPRIME+ Broker:\nWith PRIME+ Broker, you enjoy all the benefits of PRIME Broker with flexible monthly payments of just 4.99 euros per month, plus interest on uninvested balances up to 100,000 euros on your clearing account (2.6 % interest p.a.)2\n<br \/>\n<br \/>\nYou can change to another broker plan at any time free of charge. View all fees per price model.\n<br \/>\n<br \/>\nRegardless of the model you choose:\nGettex trades:\nAll trades on gettex below 250 euros are charged with 0.99 euros order fee. This applies to all our broker plans1.\n<br \/>\n<br \/>\nCan I trade fractions? \nWhich order types are available? \nHow can I adjust or cancel a savings plan? \nWill I receive a tax certificate at the end of the year? \nHow can I set up or change my tax allowance? \nWhat are the total costs of the Scalable Broker? \nYou have the choice between three plans:\n\nFREE Broker:\nAll savings plans on shares, ETFs and other exchange-traded products (ETP) as well as buys with an order volume of 250 euros or more in all products of our PRIME partners Invesco, iShares by BlackRock and DWS Xtrackers (Xetra trades excluded) are free of charge1. For all other trades on gettex, order fees of 0.99 euros apply1. For sales of PRIME ETFs, fees of 0.99 euros are charged in the FREE Broker1.\n\nPRIME Broker:\nFor 2.99 euros per month (billed annually at 35.88 euros), in addition to savings plans without order fees on shares, ETFs and other exchange-traded products (ETP), you receive an unlimited number of trades on gettex without order fees from 250 euros order volume1. Trades below 250 euros cost 0.99 euros on gettex1. With the PRIME Broker, Crypto ETPs are subject to a reduced spread surcharge (see below) in trading and in the savings plan. You also receive better conditions for real-time payment with Instant (0.69 %). You can also create as many portfolio groups and price alerts as you wish.\n\nPRIME+ Broker:\nWith PRIME+ Broker, you enjoy all the benefits of PRIME Broker with flexible monthly payments of just 4.99 euros per month, plus interest on uninvested balances up to 100,000 euros on your clearing account (2.6 % interest p.a.)2.\n\nYou can change to another broker plan at any time free of charge. View all fees per price model.\n\nRegardless of the model you choose:\nGettex trades:\nAll trades on gettex below 250 euros are charged with 0.99 euros order fee. This applies to all our broker plans1.\n\nXetra trades:\nFor order execution via the Xetra stock exchange, all clients incur a fee of 3.99 euros per trade plus a trading venue fee (0.01 % of the order volume, min. 1.50 euros), regardless of the pricing model1.\n<br \/>\n<br \/>\nCrypto spread surcharge:\nIn addition to the above fees, the spread surcharge applies for each execution of a savings plan or trade in a crypto ETP. This amounts to 0.99% of the executed savings plan or order volume for FREE Broker clients or 0.69% of the executed savings plan or order volume for PRIME Broker and PRIME+ Broker clients1.\nAny spread surcharges incurred will be displayed to you under \"Cost information\" prior to the placement of trading orders or when setting up or changing a savings plan.\n<br \/>\n<br \/>\nProduct costs for crypto ETPs\nOngoing product costs are incurred for trading in crypto ETPs1.\n<br \/>\n<br \/>\nReal-time payments via Instant:\nReal-time payments via Instant cost 0.99% in the FREE Broker model, and only 0.69% of the deposit amount in PRIME Broker and PRIME+ Broker. The following applies to every deposit: From 5,000 euros, every additional euro is free of charge.\n<br \/>\n<br \/>\nThere are no additional costs such as securities account fees, flat-rate third-party fees, or issue surcharges.\n<br \/>\n<br \/>\nPlease note: There is a reference in the client documentation to an administration fee of 0.75% p.a. This refers exclusively to our separate product, \"wealth management.\" If you only use our broker, this fee is not relevant for you.\n<br \/>\n<br \/>\nView list of all possible fees of the Scalable Broker by model.\n<br \/>\n<br \/>\n1 PRIME Broker \/ PRIME+ Broker: 0 euros for trades from 250 euros volume, below 0.99 euros.\nFREE Broker: 0 euros for purchases of PRIME ETFs (all ETFs from Invesco, iShares, Xtrackers) from 250 euros volume, 0.99 euros for other trades.\nAll broker plans: 0 euros for savings plan executions. Product costs, spreads, inducements and crypto fees may apply. Learn more.\n<br \/>\n<br \/>\n2 Conditions apply scalable.capital\/interest<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                    <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n\r\n        \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-116207e elementor-hidden-mobile e-flex e-con-boxed e-con e-child\" data-id=\"116207e\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bcbcff7 elementor-widget elementor-widget-heading\" data-id=\"bcbcff7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Credit<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6aa31c5 e-flex e-con-boxed e-con e-parent\" data-id=\"6aa31c5\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-f91418d e-flex e-con-boxed e-con e-child\" data-id=\"f91418d\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3be4995 e-flex e-con-boxed e-con e-child\" data-id=\"3be4995\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-adaaf0d elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-heading\" data-id=\"adaaf0d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Crypto<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d29d81 elementor-widget elementor-widget-genix-faq\" data-id=\"9d29d81\" data-element_type=\"widget\" data-widget_type=\"genix-faq.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\r\n        <script>\r\n            jQuery(document).ready(function($) {\r\n\r\n                AOS.init();\r\n\r\n            });\r\n        <\/script>\r\n\r\n        \r\n            <div class=\"service-details__faq\">\r\n                <div class=\"faq\">\r\n                    <div class=\"faq__wrapper\">\r\n                        <div class=\"accordion accordion--style1\" id=\"faqAccordion164724291\">\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq0164724291\">\r\n                                        <button class=\"accordion__button accordion__button--style2 \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody0164724291\" aria-expanded=\"false\" aria-controls=\"faqBody0164724291\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                Which order types are available?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody0164724291\" class=\"accordion-collapse collapse show\" aria-labelledby=\"faq0164724291\" data-bs-parent=\"#faqAccordion164724291\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">Limit order: With this order, a limit price can be defined. The order will only be executed at this predefined price or better. This way, you can protect yourself against sudden price jumps. Due to the limit, there is a possibility that the order can be executed partially or not at all. The limit order is valid for 360 days. During this period, it can be cancelled at any time, provided that not all ordered items have been executed.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq1164724291\">\r\n                                        <button class=\"accordion__button accordion__button--style2 collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody1164724291\" aria-expanded=\"false\" aria-controls=\"faqBody1164724291\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                How can I adjust or cancel a savings plan?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody1164724291\" class=\"accordion-collapse collapse \" aria-labelledby=\"faq1164724291\" data-bs-parent=\"#faqAccordion164724291\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">To adjust a savings plan, click on the security with the savings plan that you want to adjust. On the overview page of the security, click on the current savings plan displayed below the chart (in the app) or on the top right of the screen (in the web browser). Change your desired amount, execution date, frequency and inflation adjustment and click on \"Set up savings plan\" to confirm.\n<br \/>\n<br \/>\nTo adjust the execution date and frequency of a savings plan, click on the security with the savings plan that you want to adjust. On the overview page of the security, click on the current savings plan displayed below the chart (in the app) or on the top right of the screen (in the web browser). Change the execution date and frequency, and click on \"Set up savings plan\" to confirm.\n<br \/>\n<br \/>\nTo suspend a savings plan, click on the desired security. On the overview page of the security, click on the displayed savings plan, e.g. \"50 euros monthly\". If you are in the mobile app, your savings plan will be displayed below the chart, in the desktop version you will find it at the top right. Click on \"Delete savings plan\" here to deactivate the savings plan. A very short-term deactivation of a savings plan may no longer be processed. Of course, you can reset the savings plan at any time.\n<br \/>\n<br \/>\nTo add or remove inflation adjustment, click on the security with the savings plan that you want to adjust. On the overview page of the security, click on the current savings plan displayed below the chart (in the app) or on the top right of the screen (in the web browser). Add a percentage value by which the savings plan rate should increase over time or click on \u201cInactive\u201d if you would like to remove it and click on \"Set up savings plan\" to confirm.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq2164724291\">\r\n                                        <button class=\"accordion__button accordion__button--style2 collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody2164724291\" aria-expanded=\"false\" aria-controls=\"faqBody2164724291\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                Will I receive a tax certificate at the end of the year?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody2164724291\" class=\"accordion-collapse collapse \" aria-labelledby=\"faq2164724291\" data-bs-parent=\"#faqAccordion164724291\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">If you are liable to pay tax in Germany, you will receive an annual tax certificate for your securities account and your clearing account, on condition that you have carried out tax-relevant transactions in the year.\n<br \/>\n<br \/>\nThis will usually be provided to you electronically for the respective past year by the end of April of the following year. You will find it in the mailbox of your Scalable client area.\n<br \/>\n<br \/>\nIf you're using our wealth management with securities account management via ING, you will receive your annual tax certificate by the end of April in your mailbox in ING's internet banking.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq3164724291\">\r\n                                        <button class=\"accordion__button accordion__button--style2 collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody3164724291\" aria-expanded=\"false\" aria-controls=\"faqBody3164724291\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                How can I set up or change my tax allowance?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody3164724291\" class=\"accordion-collapse collapse \" aria-labelledby=\"faq3164724291\" data-bs-parent=\"#faqAccordion164724291\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">With an exemption order, you instruct your bank to exempt accruing investment income from automatic tax deduction. Without this order, the bank will pay 25 % capital gains tax as well as 5.5 % solidarity surcharge and, if applicable, church tax to the tax office.\n<br \/>\n<br \/>\nThe statutory maximum limits for an exemption order of an individual are 1,000 euros and 2,000 euros for a joint exemption order of a married couple or registered partner.\n<br \/>\n<br \/>\nTo set up or change an exemption order, please log into your personal client area on our website and open the \"Profile\" menu item. In the \"Taxes\" section, you can set up or change your exemption order.\n<br \/>\n<br \/>\nPlease note: In the case of a joint exemption order, the maximum amount of 2,000 euros may not be split between both accounts, as the custodian bank would otherwise be unable to process the orders. The joint exemption order can only be set up on one account and will also be applied to the spouse's account in the Baader Bank system.\n<br \/>\n<br \/>\nAn exemption order that has been set up applies to all your business relationships with the custodian bank. For example, if you have asset management with us and securities account management with Baader Bank, the exemption order set up for this will also apply to Scalable Broker and other relationships with the custodian bank. The display in your personal client area shows you the entire exemption order deposited with the custodian bank.\n<br \/>\n<br \/>\nPlease submit your exemption order before the end of the current year. Exemption orders are always valid from 1 January of the current year or from the beginning of the business relationship.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq4164724291\">\r\n                                        <button class=\"accordion__button accordion__button--style2 collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody4164724291\" aria-expanded=\"false\" aria-controls=\"faqBody4164724291\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                What are the total costs of the Scalable Broker?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody4164724291\" class=\"accordion-collapse collapse \" aria-labelledby=\"faq4164724291\" data-bs-parent=\"#faqAccordion164724291\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">You have the choice between three plans:\n<br \/>\n<br \/>\nFREE Broker:\nAll savings plans on shares, ETFs and other exchange-traded products (ETP) as well as buys with an order volume of 250 euros or more in all products of our PRIME partners Invesco, iShares by BlackRock and DWS Xtrackers (Xetra trades excluded) are free of charge1. For all other trades on gettex, order fees of 0.99 euros apply1. For sales of PRIME ETFs, fees of 0.99 euros are charged in the FREE Broker1.\n<br \/>\n<br \/>\nPRIME Broker:\nFor 2.99 euros per month (billed annually at 35.88 euros), in addition to savings plans without order fees on shares, ETFs and other exchange-traded products (ETP), you receive an unlimited number of trades on gettex without order fees from 250 euros order volume1. Trades below 250 euros cost 0.99 euros on gettex1. With the PRIME Broker, Crypto ETPs are subject to a reduced spread surcharge (see below) in trading and in the savings plan. You also receive better conditions for real-time payment with Instant (0.69 %). You can also create as many portfolio groups and price alerts as you wish.\n<br \/>\n<br \/>\nPRIME+ Broker:\nWith PRIME+ Broker, you enjoy all the benefits of PRIME Broker with flexible monthly payments of just 4.99 euros per month, plus interest on uninvested balances up to 100,000 euros on your clearing account (2.6 % interest p.a.)2\n<br \/>\n<br \/>\nYou can change to another broker plan at any time free of charge. View all fees per price model.\n<br \/>\n<br \/>\nRegardless of the model you choose:\nGettex trades:\nAll trades on gettex below 250 euros are charged with 0.99 euros order fee. This applies to all our broker plans1.\n<br \/>\n<br \/>\nCan I trade fractions? \nWhich order types are available? \nHow can I adjust or cancel a savings plan? \nWill I receive a tax certificate at the end of the year? \nHow can I set up or change my tax allowance? \nWhat are the total costs of the Scalable Broker? \nYou have the choice between three plans:\n\nFREE Broker:\nAll savings plans on shares, ETFs and other exchange-traded products (ETP) as well as buys with an order volume of 250 euros or more in all products of our PRIME partners Invesco, iShares by BlackRock and DWS Xtrackers (Xetra trades excluded) are free of charge1. For all other trades on gettex, order fees of 0.99 euros apply1. For sales of PRIME ETFs, fees of 0.99 euros are charged in the FREE Broker1.\n\nPRIME Broker:\nFor 2.99 euros per month (billed annually at 35.88 euros), in addition to savings plans without order fees on shares, ETFs and other exchange-traded products (ETP), you receive an unlimited number of trades on gettex without order fees from 250 euros order volume1. Trades below 250 euros cost 0.99 euros on gettex1. With the PRIME Broker, Crypto ETPs are subject to a reduced spread surcharge (see below) in trading and in the savings plan. You also receive better conditions for real-time payment with Instant (0.69 %). You can also create as many portfolio groups and price alerts as you wish.\n\nPRIME+ Broker:\nWith PRIME+ Broker, you enjoy all the benefits of PRIME Broker with flexible monthly payments of just 4.99 euros per month, plus interest on uninvested balances up to 100,000 euros on your clearing account (2.6 % interest p.a.)2.\n\nYou can change to another broker plan at any time free of charge. View all fees per price model.\n\nRegardless of the model you choose:\nGettex trades:\nAll trades on gettex below 250 euros are charged with 0.99 euros order fee. This applies to all our broker plans1.\n\nXetra trades:\nFor order execution via the Xetra stock exchange, all clients incur a fee of 3.99 euros per trade plus a trading venue fee (0.01 % of the order volume, min. 1.50 euros), regardless of the pricing model1.\n<br \/>\n<br \/>\nCrypto spread surcharge:\nIn addition to the above fees, the spread surcharge applies for each execution of a savings plan or trade in a crypto ETP. This amounts to 0.99% of the executed savings plan or order volume for FREE Broker clients or 0.69% of the executed savings plan or order volume for PRIME Broker and PRIME+ Broker clients1.\nAny spread surcharges incurred will be displayed to you under \"Cost information\" prior to the placement of trading orders or when setting up or changing a savings plan.\n<br \/>\n<br \/>\nProduct costs for crypto ETPs\nOngoing product costs are incurred for trading in crypto ETPs1.\n<br \/>\n<br \/>\nReal-time payments via Instant:\nReal-time payments via Instant cost 0.99% in the FREE Broker model, and only 0.69% of the deposit amount in PRIME Broker and PRIME+ Broker. The following applies to every deposit: From 5,000 euros, every additional euro is free of charge.\n<br \/>\n<br \/>\nThere are no additional costs such as securities account fees, flat-rate third-party fees, or issue surcharges.\n<br \/>\n<br \/>\nPlease note: There is a reference in the client documentation to an administration fee of 0.75% p.a. This refers exclusively to our separate product, \"wealth management.\" If you only use our broker, this fee is not relevant for you.\n<br \/>\n<br \/>\nView list of all possible fees of the Scalable Broker by model.\n<br \/>\n<br \/>\n1 PRIME Broker \/ PRIME+ Broker: 0 euros for trades from 250 euros volume, below 0.99 euros.\nFREE Broker: 0 euros for purchases of PRIME ETFs (all ETFs from Invesco, iShares, Xtrackers) from 250 euros volume, 0.99 euros for other trades.\nAll broker plans: 0 euros for savings plan executions. Product costs, spreads, inducements and crypto fees may apply. Learn more.\n<br \/>\n<br \/>\n2 Conditions apply scalable.capital\/interest<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                    <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n\r\n        \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6c6acab elementor-hidden-mobile e-flex e-con-boxed e-con e-child\" data-id=\"6c6acab\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a79e76a elementor-widget elementor-widget-heading\" data-id=\"a79e76a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Crypto<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a78885d e-flex e-con-boxed e-con e-parent\" data-id=\"a78885d\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-def6472 e-flex e-con-boxed e-con e-child\" data-id=\"def6472\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-bede198 e-flex e-con-boxed e-con e-child\" data-id=\"bede198\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-22b7ca8 elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-heading\" data-id=\"22b7ca8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Derivatives<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9e90aa0 elementor-widget elementor-widget-genix-faq\" data-id=\"9e90aa0\" data-element_type=\"widget\" data-widget_type=\"genix-faq.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\r\n        <script>\r\n            jQuery(document).ready(function($) {\r\n\r\n                AOS.init();\r\n\r\n            });\r\n        <\/script>\r\n\r\n        \r\n            <div class=\"service-details__faq\">\r\n                <div class=\"faq\">\r\n                    <div class=\"faq__wrapper\">\r\n                        <div class=\"accordion accordion--style1\" id=\"faqAccordion1893064172\">\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq01893064172\">\r\n                                        <button class=\"accordion__button accordion__button--style2 \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody01893064172\" aria-expanded=\"false\" aria-controls=\"faqBody01893064172\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                Which order types are available?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody01893064172\" class=\"accordion-collapse collapse show\" aria-labelledby=\"faq01893064172\" data-bs-parent=\"#faqAccordion1893064172\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">Limit order: With this order, a limit price can be defined. The order will only be executed at this predefined price or better. This way, you can protect yourself against sudden price jumps. Due to the limit, there is a possibility that the order can be executed partially or not at all. The limit order is valid for 360 days. During this period, it can be cancelled at any time, provided that not all ordered items have been executed.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq11893064172\">\r\n                                        <button class=\"accordion__button accordion__button--style2 collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody11893064172\" aria-expanded=\"false\" aria-controls=\"faqBody11893064172\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                How can I adjust or cancel a savings plan?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody11893064172\" class=\"accordion-collapse collapse \" aria-labelledby=\"faq11893064172\" data-bs-parent=\"#faqAccordion1893064172\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">To adjust a savings plan, click on the security with the savings plan that you want to adjust. On the overview page of the security, click on the current savings plan displayed below the chart (in the app) or on the top right of the screen (in the web browser). Change your desired amount, execution date, frequency and inflation adjustment and click on \"Set up savings plan\" to confirm.\n<br \/>\n<br \/>\nTo adjust the execution date and frequency of a savings plan, click on the security with the savings plan that you want to adjust. On the overview page of the security, click on the current savings plan displayed below the chart (in the app) or on the top right of the screen (in the web browser). Change the execution date and frequency, and click on \"Set up savings plan\" to confirm.\n<br \/>\n<br \/>\nTo suspend a savings plan, click on the desired security. On the overview page of the security, click on the displayed savings plan, e.g. \"50 euros monthly\". If you are in the mobile app, your savings plan will be displayed below the chart, in the desktop version you will find it at the top right. Click on \"Delete savings plan\" here to deactivate the savings plan. A very short-term deactivation of a savings plan may no longer be processed. Of course, you can reset the savings plan at any time.\n<br \/>\n<br \/>\nTo add or remove inflation adjustment, click on the security with the savings plan that you want to adjust. On the overview page of the security, click on the current savings plan displayed below the chart (in the app) or on the top right of the screen (in the web browser). Add a percentage value by which the savings plan rate should increase over time or click on \u201cInactive\u201d if you would like to remove it and click on \"Set up savings plan\" to confirm.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq21893064172\">\r\n                                        <button class=\"accordion__button accordion__button--style2 collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody21893064172\" aria-expanded=\"false\" aria-controls=\"faqBody21893064172\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                Will I receive a tax certificate at the end of the year?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody21893064172\" class=\"accordion-collapse collapse \" aria-labelledby=\"faq21893064172\" data-bs-parent=\"#faqAccordion1893064172\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">If you are liable to pay tax in Germany, you will receive an annual tax certificate for your securities account and your clearing account, on condition that you have carried out tax-relevant transactions in the year.\n<br \/>\n<br \/>\nThis will usually be provided to you electronically for the respective past year by the end of April of the following year. You will find it in the mailbox of your Scalable client area.\n<br \/>\n<br \/>\nIf you're using our wealth management with securities account management via ING, you will receive your annual tax certificate by the end of April in your mailbox in ING's internet banking.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq31893064172\">\r\n                                        <button class=\"accordion__button accordion__button--style2 collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody31893064172\" aria-expanded=\"false\" aria-controls=\"faqBody31893064172\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                How can I set up or change my tax allowance?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody31893064172\" class=\"accordion-collapse collapse \" aria-labelledby=\"faq31893064172\" data-bs-parent=\"#faqAccordion1893064172\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">With an exemption order, you instruct your bank to exempt accruing investment income from automatic tax deduction. Without this order, the bank will pay 25 % capital gains tax as well as 5.5 % solidarity surcharge and, if applicable, church tax to the tax office.\n<br \/>\n<br \/>\nThe statutory maximum limits for an exemption order of an individual are 1,000 euros and 2,000 euros for a joint exemption order of a married couple or registered partner.\n<br \/>\n<br \/>\nTo set up or change an exemption order, please log into your personal client area on our website and open the \"Profile\" menu item. In the \"Taxes\" section, you can set up or change your exemption order.\n<br \/>\n<br \/>\nPlease note: In the case of a joint exemption order, the maximum amount of 2,000 euros may not be split between both accounts, as the custodian bank would otherwise be unable to process the orders. The joint exemption order can only be set up on one account and will also be applied to the spouse's account in the Baader Bank system.\n<br \/>\n<br \/>\nAn exemption order that has been set up applies to all your business relationships with the custodian bank. For example, if you have asset management with us and securities account management with Baader Bank, the exemption order set up for this will also apply to Scalable Broker and other relationships with the custodian bank. The display in your personal client area shows you the entire exemption order deposited with the custodian bank.\n<br \/>\n<br \/>\nPlease submit your exemption order before the end of the current year. Exemption orders are always valid from 1 January of the current year or from the beginning of the business relationship.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq41893064172\">\r\n                                        <button class=\"accordion__button accordion__button--style2 collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody41893064172\" aria-expanded=\"false\" aria-controls=\"faqBody41893064172\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                What are the total costs of the Scalable Broker?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody41893064172\" class=\"accordion-collapse collapse \" aria-labelledby=\"faq41893064172\" data-bs-parent=\"#faqAccordion1893064172\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">You have the choice between three plans:\n<br \/>\n<br \/>\nFREE Broker:\nAll savings plans on shares, ETFs and other exchange-traded products (ETP) as well as buys with an order volume of 250 euros or more in all products of our PRIME partners Invesco, iShares by BlackRock and DWS Xtrackers (Xetra trades excluded) are free of charge1. For all other trades on gettex, order fees of 0.99 euros apply1. For sales of PRIME ETFs, fees of 0.99 euros are charged in the FREE Broker1.\n<br \/>\n<br \/>\nPRIME Broker:\nFor 2.99 euros per month (billed annually at 35.88 euros), in addition to savings plans without order fees on shares, ETFs and other exchange-traded products (ETP), you receive an unlimited number of trades on gettex without order fees from 250 euros order volume1. Trades below 250 euros cost 0.99 euros on gettex1. With the PRIME Broker, Crypto ETPs are subject to a reduced spread surcharge (see below) in trading and in the savings plan. You also receive better conditions for real-time payment with Instant (0.69 %). You can also create as many portfolio groups and price alerts as you wish.\n<br \/>\n<br \/>\nPRIME+ Broker:\nWith PRIME+ Broker, you enjoy all the benefits of PRIME Broker with flexible monthly payments of just 4.99 euros per month, plus interest on uninvested balances up to 100,000 euros on your clearing account (2.6 % interest p.a.)2\n<br \/>\n<br \/>\nYou can change to another broker plan at any time free of charge. View all fees per price model.\n<br \/>\n<br \/>\nRegardless of the model you choose:\nGettex trades:\nAll trades on gettex below 250 euros are charged with 0.99 euros order fee. This applies to all our broker plans1.\n<br \/>\n<br \/>\nCan I trade fractions? \nWhich order types are available? \nHow can I adjust or cancel a savings plan? \nWill I receive a tax certificate at the end of the year? \nHow can I set up or change my tax allowance? \nWhat are the total costs of the Scalable Broker? \nYou have the choice between three plans:\n\nFREE Broker:\nAll savings plans on shares, ETFs and other exchange-traded products (ETP) as well as buys with an order volume of 250 euros or more in all products of our PRIME partners Invesco, iShares by BlackRock and DWS Xtrackers (Xetra trades excluded) are free of charge1. For all other trades on gettex, order fees of 0.99 euros apply1. For sales of PRIME ETFs, fees of 0.99 euros are charged in the FREE Broker1.\n\nPRIME Broker:\nFor 2.99 euros per month (billed annually at 35.88 euros), in addition to savings plans without order fees on shares, ETFs and other exchange-traded products (ETP), you receive an unlimited number of trades on gettex without order fees from 250 euros order volume1. Trades below 250 euros cost 0.99 euros on gettex1. With the PRIME Broker, Crypto ETPs are subject to a reduced spread surcharge (see below) in trading and in the savings plan. You also receive better conditions for real-time payment with Instant (0.69 %). You can also create as many portfolio groups and price alerts as you wish.\n\nPRIME+ Broker:\nWith PRIME+ Broker, you enjoy all the benefits of PRIME Broker with flexible monthly payments of just 4.99 euros per month, plus interest on uninvested balances up to 100,000 euros on your clearing account (2.6 % interest p.a.)2.\n\nYou can change to another broker plan at any time free of charge. View all fees per price model.\n\nRegardless of the model you choose:\nGettex trades:\nAll trades on gettex below 250 euros are charged with 0.99 euros order fee. This applies to all our broker plans1.\n\nXetra trades:\nFor order execution via the Xetra stock exchange, all clients incur a fee of 3.99 euros per trade plus a trading venue fee (0.01 % of the order volume, min. 1.50 euros), regardless of the pricing model1.\n<br \/>\n<br \/>\nCrypto spread surcharge:\nIn addition to the above fees, the spread surcharge applies for each execution of a savings plan or trade in a crypto ETP. This amounts to 0.99% of the executed savings plan or order volume for FREE Broker clients or 0.69% of the executed savings plan or order volume for PRIME Broker and PRIME+ Broker clients1.\nAny spread surcharges incurred will be displayed to you under \"Cost information\" prior to the placement of trading orders or when setting up or changing a savings plan.\n<br \/>\n<br \/>\nProduct costs for crypto ETPs\nOngoing product costs are incurred for trading in crypto ETPs1.\n<br \/>\n<br \/>\nReal-time payments via Instant:\nReal-time payments via Instant cost 0.99% in the FREE Broker model, and only 0.69% of the deposit amount in PRIME Broker and PRIME+ Broker. The following applies to every deposit: From 5,000 euros, every additional euro is free of charge.\n<br \/>\n<br \/>\nThere are no additional costs such as securities account fees, flat-rate third-party fees, or issue surcharges.\n<br \/>\n<br \/>\nPlease note: There is a reference in the client documentation to an administration fee of 0.75% p.a. This refers exclusively to our separate product, \"wealth management.\" If you only use our broker, this fee is not relevant for you.\n<br \/>\n<br \/>\nView list of all possible fees of the Scalable Broker by model.\n<br \/>\n<br \/>\n1 PRIME Broker \/ PRIME+ Broker: 0 euros for trades from 250 euros volume, below 0.99 euros.\nFREE Broker: 0 euros for purchases of PRIME ETFs (all ETFs from Invesco, iShares, Xtrackers) from 250 euros volume, 0.99 euros for other trades.\nAll broker plans: 0 euros for savings plan executions. Product costs, spreads, inducements and crypto fees may apply. Learn more.\n<br \/>\n<br \/>\n2 Conditions apply scalable.capital\/interest<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                    <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n\r\n        \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-498e55e elementor-hidden-mobile e-flex e-con-boxed e-con e-child\" data-id=\"498e55e\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f7681e4 elementor-widget elementor-widget-heading\" data-id=\"f7681e4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Derivatives<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-874ad28 e-flex e-con-boxed e-con e-parent\" data-id=\"874ad28\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-e63a18a e-flex e-con-boxed e-con e-child\" data-id=\"e63a18a\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-bc9bafb e-flex e-con-boxed e-con e-child\" data-id=\"bc9bafb\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-98473d8 elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-heading\" data-id=\"98473d8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Complaint<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-70e6c8a elementor-widget elementor-widget-genix-faq\" data-id=\"70e6c8a\" data-element_type=\"widget\" data-widget_type=\"genix-faq.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\r\n        <script>\r\n            jQuery(document).ready(function($) {\r\n\r\n                AOS.init();\r\n\r\n            });\r\n        <\/script>\r\n\r\n        \r\n            <div class=\"service-details__faq\">\r\n                <div class=\"faq\">\r\n                    <div class=\"faq__wrapper\">\r\n                        <div class=\"accordion accordion--style1\" id=\"faqAccordion1862657611\">\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq01862657611\">\r\n                                        <button class=\"accordion__button accordion__button--style2 \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody01862657611\" aria-expanded=\"false\" aria-controls=\"faqBody01862657611\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                Which order types are available?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody01862657611\" class=\"accordion-collapse collapse show\" aria-labelledby=\"faq01862657611\" data-bs-parent=\"#faqAccordion1862657611\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">Limit order: With this order, a limit price can be defined. The order will only be executed at this predefined price or better. This way, you can protect yourself against sudden price jumps. Due to the limit, there is a possibility that the order can be executed partially or not at all. The limit order is valid for 360 days. During this period, it can be cancelled at any time, provided that not all ordered items have been executed.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq11862657611\">\r\n                                        <button class=\"accordion__button accordion__button--style2 collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody11862657611\" aria-expanded=\"false\" aria-controls=\"faqBody11862657611\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                How can I adjust or cancel a savings plan?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody11862657611\" class=\"accordion-collapse collapse \" aria-labelledby=\"faq11862657611\" data-bs-parent=\"#faqAccordion1862657611\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">To adjust a savings plan, click on the security with the savings plan that you want to adjust. On the overview page of the security, click on the current savings plan displayed below the chart (in the app) or on the top right of the screen (in the web browser). Change your desired amount, execution date, frequency and inflation adjustment and click on \"Set up savings plan\" to confirm.\n<br \/>\n<br \/>\nTo adjust the execution date and frequency of a savings plan, click on the security with the savings plan that you want to adjust. On the overview page of the security, click on the current savings plan displayed below the chart (in the app) or on the top right of the screen (in the web browser). Change the execution date and frequency, and click on \"Set up savings plan\" to confirm.\n<br \/>\n<br \/>\nTo suspend a savings plan, click on the desired security. On the overview page of the security, click on the displayed savings plan, e.g. \"50 euros monthly\". If you are in the mobile app, your savings plan will be displayed below the chart, in the desktop version you will find it at the top right. Click on \"Delete savings plan\" here to deactivate the savings plan. A very short-term deactivation of a savings plan may no longer be processed. Of course, you can reset the savings plan at any time.\n<br \/>\n<br \/>\nTo add or remove inflation adjustment, click on the security with the savings plan that you want to adjust. On the overview page of the security, click on the current savings plan displayed below the chart (in the app) or on the top right of the screen (in the web browser). Add a percentage value by which the savings plan rate should increase over time or click on \u201cInactive\u201d if you would like to remove it and click on \"Set up savings plan\" to confirm.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq21862657611\">\r\n                                        <button class=\"accordion__button accordion__button--style2 collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody21862657611\" aria-expanded=\"false\" aria-controls=\"faqBody21862657611\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                Will I receive a tax certificate at the end of the year?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody21862657611\" class=\"accordion-collapse collapse \" aria-labelledby=\"faq21862657611\" data-bs-parent=\"#faqAccordion1862657611\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">If you are liable to pay tax in Germany, you will receive an annual tax certificate for your securities account and your clearing account, on condition that you have carried out tax-relevant transactions in the year.\n<br \/>\n<br \/>\nThis will usually be provided to you electronically for the respective past year by the end of April of the following year. You will find it in the mailbox of your Scalable client area.\n<br \/>\n<br \/>\nIf you're using our wealth management with securities account management via ING, you will receive your annual tax certificate by the end of April in your mailbox in ING's internet banking.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq31862657611\">\r\n                                        <button class=\"accordion__button accordion__button--style2 collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody31862657611\" aria-expanded=\"false\" aria-controls=\"faqBody31862657611\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                How can I set up or change my tax allowance?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody31862657611\" class=\"accordion-collapse collapse \" aria-labelledby=\"faq31862657611\" data-bs-parent=\"#faqAccordion1862657611\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">With an exemption order, you instruct your bank to exempt accruing investment income from automatic tax deduction. Without this order, the bank will pay 25 % capital gains tax as well as 5.5 % solidarity surcharge and, if applicable, church tax to the tax office.\n<br \/>\n<br \/>\nThe statutory maximum limits for an exemption order of an individual are 1,000 euros and 2,000 euros for a joint exemption order of a married couple or registered partner.\n<br \/>\n<br \/>\nTo set up or change an exemption order, please log into your personal client area on our website and open the \"Profile\" menu item. In the \"Taxes\" section, you can set up or change your exemption order.\n<br \/>\n<br \/>\nPlease note: In the case of a joint exemption order, the maximum amount of 2,000 euros may not be split between both accounts, as the custodian bank would otherwise be unable to process the orders. The joint exemption order can only be set up on one account and will also be applied to the spouse's account in the Baader Bank system.\n<br \/>\n<br \/>\nAn exemption order that has been set up applies to all your business relationships with the custodian bank. For example, if you have asset management with us and securities account management with Baader Bank, the exemption order set up for this will also apply to Scalable Broker and other relationships with the custodian bank. The display in your personal client area shows you the entire exemption order deposited with the custodian bank.\n<br \/>\n<br \/>\nPlease submit your exemption order before the end of the current year. Exemption orders are always valid from 1 January of the current year or from the beginning of the business relationship.<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                            <div class=\"accordion__item \">\r\n                                    <div class=\"accordion__header\" id=\"faq41862657611\">\r\n                                        <button class=\"accordion__button accordion__button--style2 collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqBody41862657611\" aria-expanded=\"false\" aria-controls=\"faqBody41862657611\">\r\n                                            <span class=\"accordion__button-content\">\r\n                                                What are the total costs of the Scalable Broker?                                            <\/span>\r\n                                            <span class=\"accordion__button-plusicon\"><\/span>\r\n                                        <\/button>\r\n                                    <\/div>\r\n                                    <div id=\"faqBody41862657611\" class=\"accordion-collapse collapse \" aria-labelledby=\"faq41862657611\" data-bs-parent=\"#faqAccordion1862657611\">\r\n                                        <div class=\"accordion__body\">\r\n                                            <p class=\"mb-15\">You have the choice between three plans:\n<br \/>\n<br \/>\nFREE Broker:\nAll savings plans on shares, ETFs and other exchange-traded products (ETP) as well as buys with an order volume of 250 euros or more in all products of our PRIME partners Invesco, iShares by BlackRock and DWS Xtrackers (Xetra trades excluded) are free of charge1. For all other trades on gettex, order fees of 0.99 euros apply1. For sales of PRIME ETFs, fees of 0.99 euros are charged in the FREE Broker1.\n<br \/>\n<br \/>\nPRIME Broker:\nFor 2.99 euros per month (billed annually at 35.88 euros), in addition to savings plans without order fees on shares, ETFs and other exchange-traded products (ETP), you receive an unlimited number of trades on gettex without order fees from 250 euros order volume1. Trades below 250 euros cost 0.99 euros on gettex1. With the PRIME Broker, Crypto ETPs are subject to a reduced spread surcharge (see below) in trading and in the savings plan. You also receive better conditions for real-time payment with Instant (0.69 %). You can also create as many portfolio groups and price alerts as you wish.\n<br \/>\n<br \/>\nPRIME+ Broker:\nWith PRIME+ Broker, you enjoy all the benefits of PRIME Broker with flexible monthly payments of just 4.99 euros per month, plus interest on uninvested balances up to 100,000 euros on your clearing account (2.6 % interest p.a.)2\n<br \/>\n<br \/>\nYou can change to another broker plan at any time free of charge. View all fees per price model.\n<br \/>\n<br \/>\nRegardless of the model you choose:\nGettex trades:\nAll trades on gettex below 250 euros are charged with 0.99 euros order fee. This applies to all our broker plans1.\n<br \/>\n<br \/>\nCan I trade fractions? \nWhich order types are available? \nHow can I adjust or cancel a savings plan? \nWill I receive a tax certificate at the end of the year? \nHow can I set up or change my tax allowance? \nWhat are the total costs of the Scalable Broker? \nYou have the choice between three plans:\n\nFREE Broker:\nAll savings plans on shares, ETFs and other exchange-traded products (ETP) as well as buys with an order volume of 250 euros or more in all products of our PRIME partners Invesco, iShares by BlackRock and DWS Xtrackers (Xetra trades excluded) are free of charge1. For all other trades on gettex, order fees of 0.99 euros apply1. For sales of PRIME ETFs, fees of 0.99 euros are charged in the FREE Broker1.\n\nPRIME Broker:\nFor 2.99 euros per month (billed annually at 35.88 euros), in addition to savings plans without order fees on shares, ETFs and other exchange-traded products (ETP), you receive an unlimited number of trades on gettex without order fees from 250 euros order volume1. Trades below 250 euros cost 0.99 euros on gettex1. With the PRIME Broker, Crypto ETPs are subject to a reduced spread surcharge (see below) in trading and in the savings plan. You also receive better conditions for real-time payment with Instant (0.69 %). You can also create as many portfolio groups and price alerts as you wish.\n\nPRIME+ Broker:\nWith PRIME+ Broker, you enjoy all the benefits of PRIME Broker with flexible monthly payments of just 4.99 euros per month, plus interest on uninvested balances up to 100,000 euros on your clearing account (2.6 % interest p.a.)2.\n\nYou can change to another broker plan at any time free of charge. View all fees per price model.\n\nRegardless of the model you choose:\nGettex trades:\nAll trades on gettex below 250 euros are charged with 0.99 euros order fee. This applies to all our broker plans1.\n\nXetra trades:\nFor order execution via the Xetra stock exchange, all clients incur a fee of 3.99 euros per trade plus a trading venue fee (0.01 % of the order volume, min. 1.50 euros), regardless of the pricing model1.\n<br \/>\n<br \/>\nCrypto spread surcharge:\nIn addition to the above fees, the spread surcharge applies for each execution of a savings plan or trade in a crypto ETP. This amounts to 0.99% of the executed savings plan or order volume for FREE Broker clients or 0.69% of the executed savings plan or order volume for PRIME Broker and PRIME+ Broker clients1.\nAny spread surcharges incurred will be displayed to you under \"Cost information\" prior to the placement of trading orders or when setting up or changing a savings plan.\n<br \/>\n<br \/>\nProduct costs for crypto ETPs\nOngoing product costs are incurred for trading in crypto ETPs1.\n<br \/>\n<br \/>\nReal-time payments via Instant:\nReal-time payments via Instant cost 0.99% in the FREE Broker model, and only 0.69% of the deposit amount in PRIME Broker and PRIME+ Broker. The following applies to every deposit: From 5,000 euros, every additional euro is free of charge.\n<br \/>\n<br \/>\nThere are no additional costs such as securities account fees, flat-rate third-party fees, or issue surcharges.\n<br \/>\n<br \/>\nPlease note: There is a reference in the client documentation to an administration fee of 0.75% p.a. This refers exclusively to our separate product, \"wealth management.\" If you only use our broker, this fee is not relevant for you.\n<br \/>\n<br \/>\nView list of all possible fees of the Scalable Broker by model.\n<br \/>\n<br \/>\n1 PRIME Broker \/ PRIME+ Broker: 0 euros for trades from 250 euros volume, below 0.99 euros.\nFREE Broker: 0 euros for purchases of PRIME ETFs (all ETFs from Invesco, iShares, Xtrackers) from 250 euros volume, 0.99 euros for other trades.\nAll broker plans: 0 euros for savings plan executions. Product costs, spreads, inducements and crypto fees may apply. Learn more.\n<br \/>\n<br \/>\n2 Conditions apply scalable.capital\/interest<\/p>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                                                    <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n\r\n        \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-67c36f1 elementor-hidden-mobile e-flex e-con-boxed e-con e-child\" data-id=\"67c36f1\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1a2ee81 elementor-widget elementor-widget-heading\" data-id=\"1a2ee81\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Complaint<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5c8f343 e-con-full e-flex e-con e-parent\" data-id=\"5c8f343\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4b37fcc elementor-widget elementor-widget-shortcode\" data-id=\"4b37fcc\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1217\" class=\"elementor elementor-1217\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c4413c6 e-flex e-con-boxed e-con e-parent\" data-id=\"c4413c6\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4cb0283 e-flex e-con-boxed e-con e-child\" data-id=\"4cb0283\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8ad0cb4 elementor-widget elementor-widget-heading\" data-id=\"8ad0cb4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">There are risks associated with investing. The value of your investment may fall or rise. Losses of the capital invested may occur. Past performance, simulations or forecasts are not a reliable indicator of future performance. Please refer to our risk information.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5bbdc92 elementor-widget elementor-widget-heading\" data-id=\"5bbdc92\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">For new clients: 4% p.a. interest (Baader Bank) on up to \u20ac1 million for 4 months. Thereafter 2.6% p.a. variable interest on up to \u20ac100,000. Interest only with ADM BROKER.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9a7cc75 e-flex e-con-boxed e-con e-child\" data-id=\"9a7cc75\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-0103662 e-con-full e-flex e-con e-child\" data-id=\"0103662\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8afc919 elementor-widget elementor-widget-image\" data-id=\"8afc919\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.19.0 - 07-02-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/adminvestorbv.com\/wp-content\/uploads\/elementor\/thumbs\/asb-1-rciigcysjmhd3mecu00mho9yvf23p547i9koipjv1k.png\" title=\"asb (1)\" alt=\"asb (1)\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-54e2b60 elementor-widget elementor-widget-heading\" data-id=\"54e2b60\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Investment firm: ADM INVESTOR SERVICES B.V.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9261384 elementor-widget elementor-widget-heading\" data-id=\"9261384\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Registered office: MIDDENDREEF 281<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-58ca73b elementor-widget elementor-widget-heading\" data-id=\"58ca73b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">City: LELYSTAD<br>\nCountry: NETHERLANDS<br>\nRegistration number: 5499<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5b56d8b elementor-widget elementor-widget-heading\" data-id=\"5b56d8b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Copyright \u00a9 ADM INVESTOR SERVICES B.V. | All rights reserved.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a1ada2e e-con-full e-flex e-con e-child\" data-id=\"a1ada2e\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d6a72f6 elementor-widget elementor-widget-heading\" data-id=\"d6a72f6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Risk Warning: trading foreign exchange on margin carries a high level of risk, and may not be suitable for all investors. Read our Risk Disclosure.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4123275 e-con-full e-flex e-con e-child\" data-id=\"4123275\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52badda elementor-widget elementor-widget-heading\" data-id=\"52badda\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">ADM Investor Services B.V.\nHeadquarters\n\nCompany Information\nADM Investor Services B.V.\n\nMiddendreef 281\n8233 GT  Lelystad\nThe Company ADM Investor Services B.V., registered with the Chamber of Commerce (KvK) under number 34154187, is located at Middendreef 281 in Lelystad (postal code 8233 GT). ADM Investor Services B.V. focuses on Brokerage in securities and commodity contracts.\n\nThe Company describes its activities as: The provision and mediation of the purchase and sale of securities, futures and options contracts, including the performance of all transactions in relation to securities, options exchanges and futures markets.\n\nThis building is located on the Middendreef business park.\n\nChamber of Commerce 34154187\nEstablishment number 000017723418\nLegal status Private Limited Company\nStandard Business Layout Intermediation of securities and commodity contracts\nFinal act 2011-06-01\nRegistered office Lelystad\nMunicipality Lelystad\nProvince Flevoland<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Scalable Broker FAQ Find answers to the most frequently asked questions about the ADM Broker. Account opening Securities account management Trading Savings plan Costs Derivatives Complaint Account opening Which order types are available? Limit order: With this order, a limit price can be defined. The order will only be executed at this predefined price or [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_canvas","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-1119","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/adminvestorbv.com\/index.php?rest_route=\/wp\/v2\/pages\/1119","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/adminvestorbv.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/adminvestorbv.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/adminvestorbv.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/adminvestorbv.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1119"}],"version-history":[{"count":25,"href":"https:\/\/adminvestorbv.com\/index.php?rest_route=\/wp\/v2\/pages\/1119\/revisions"}],"predecessor-version":[{"id":1669,"href":"https:\/\/adminvestorbv.com\/index.php?rest_route=\/wp\/v2\/pages\/1119\/revisions\/1669"}],"wp:attachment":[{"href":"https:\/\/adminvestorbv.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1119"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}